▼ 0.50% · 3.625%
HK$16,463
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$16,975
−HK$520/mo
Today · 4.125%
HK$17,495
baseline
▲ 0.50% · 4.625%
HK$18,560
+HK$1,065/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$34,990/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,315
−HK$989/mo
▼ 0.25% · 3.875%
HK$18,806
−HK$498/mo
Today · 4.125%
HK$19,304
baseline
▲ 0.50% · 4.625%
HK$20,322
+HK$1,018/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,608/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,109
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,672
−HK$573/mo
Today · 4.125%
HK$19,245
baseline
▲ 0.50% · 4.625%
HK$20,416
+HK$1,171/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$38,490/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,146
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,687
−HK$548/mo
Today · 4.125%
HK$21,235
baseline
▲ 0.50% · 4.625%
HK$22,354
+HK$1,119/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$42,470/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,755
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,370
−HK$624/mo
Today · 4.125%
HK$20,994
baseline
▲ 0.50% · 4.625%
HK$22,272
+HK$1,278/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$41,988/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,978
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,567
−HK$598/mo
Today · 4.125%
HK$23,165
baseline
▲ 0.50% · 4.625%
HK$24,386
+HK$1,221/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$46,330/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,402
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,067
−HK$677/mo
Today · 4.125%
HK$22,744
baseline
▲ 0.50% · 4.625%
HK$24,128
+HK$1,384/mo
Deposit HK$2.53M · loan HK$4.69M · min. income ≈ HK$45,488/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,809
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,448
−HK$648/mo
Today · 4.125%
HK$25,096
baseline
▲ 0.50% · 4.625%
HK$26,418
+HK$1,322/mo
Deposit HK$2.53M · loan HK$4.69M · min. income ≈ HK$50,192/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,048
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,765
−HK$728/mo
Today · 4.125%
HK$24,493
baseline
▲ 0.50% · 4.625%
HK$25,984
+HK$1,491/mo
Deposit HK$2.17M · loan HK$5.05M · min. income ≈ HK$48,986/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,641
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,328
−HK$698/mo
Today · 4.125%
HK$27,026
baseline
▲ 0.50% · 4.625%
HK$28,451
+HK$1,425/mo
Deposit HK$2.17M · loan HK$5.05M · min. income ≈ HK$54,052/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,694
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,462
−HK$781/mo
Today · 4.125%
HK$26,243
baseline
▲ 0.50% · 4.625%
HK$27,840
+HK$1,597/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$52,486/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,472
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,209
−HK$747/mo
Today · 4.125%
HK$28,956
baseline
▲ 0.50% · 4.625%
HK$30,483
+HK$1,527/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$57,912/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,341
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,160
−HK$832/mo
Today · 4.125%
HK$27,992
baseline
▲ 0.50% · 4.625%
HK$29,696
+HK$1,704/mo
Deposit HK$1.44M · loan HK$5.78M · min. income ≈ HK$55,984/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,304
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,090
−HK$797/mo
Today · 4.125%
HK$30,887
baseline
▲ 0.50% · 4.625%
HK$32,515
+HK$1,628/mo
Deposit HK$1.44M · loan HK$5.78M · min. income ≈ HK$61,774/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,987
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,857
−HK$885/mo
Today · 4.125%
HK$29,742
baseline
▲ 0.50% · 4.625%
HK$31,552
+HK$1,810/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$59,484/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,135
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,970
−HK$847/mo
Today · 4.125%
HK$32,817
baseline
▲ 0.50% · 4.625%
HK$34,547
+HK$1,730/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$65,634/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,633
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,555
−HK$937/mo
Today · 4.125%
HK$31,492
baseline
▲ 0.50% · 4.625%
HK$33,408
+HK$1,916/mo
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$62,984/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,967
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,851
−HK$897/mo
Today · 4.125%
HK$34,748
baseline
▲ 0.50% · 4.625%
HK$36,579
+HK$1,831/mo
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$69,496/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,593 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).