▼ 0.50% · 3.625%
HK$13,862
−HK$869/mo
▼ 0.25% · 3.875%
HK$14,293
−HK$438/mo
Today · 4.125%
HK$14,731
baseline
▲ 0.50% · 4.625%
HK$15,627
+HK$896/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$29,462/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$142,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,421
−HK$833/mo
▼ 0.25% · 3.875%
HK$15,835
−HK$419/mo
Today · 4.125%
HK$16,254
baseline
▲ 0.50% · 4.625%
HK$17,111
+HK$857/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$32,508/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$142,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,248
−HK$956/mo
▼ 0.25% · 3.875%
HK$15,722
−HK$482/mo
Today · 4.125%
HK$16,204
baseline
▲ 0.50% · 4.625%
HK$17,190
+HK$986/mo
Deposit HK$2.74M · loan HK$3.34M · min. income ≈ HK$32,408/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$142,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,963
−HK$917/mo
▼ 0.25% · 3.875%
HK$17,418
−HK$462/mo
Today · 4.125%
HK$17,880
baseline
▲ 0.50% · 4.625%
HK$18,822
+HK$942/mo
Deposit HK$2.74M · loan HK$3.34M · min. income ≈ HK$35,760/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$142,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,634
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$17,151
−HK$526/mo
Today · 4.125%
HK$17,677
baseline
▲ 0.50% · 4.625%
HK$18,753
+HK$1,076/mo
Deposit HK$2.43M · loan HK$3.65M · min. income ≈ HK$35,354/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$142,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,505
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$19,001
−HK$504/mo
Today · 4.125%
HK$19,505
baseline
▲ 0.50% · 4.625%
HK$20,533
+HK$1,028/mo
Deposit HK$2.43M · loan HK$3.65M · min. income ≈ HK$39,010/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$142,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,020
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,581
−HK$569/mo
Today · 4.125%
HK$19,150
baseline
▲ 0.50% · 4.625%
HK$20,315
+HK$1,165/mo
Deposit HK$2.13M · loan HK$3.95M · min. income ≈ HK$38,300/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$142,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,047
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,585
−HK$545/mo
Today · 4.125%
HK$21,130
baseline
▲ 0.50% · 4.625%
HK$22,244
+HK$1,114/mo
Deposit HK$2.13M · loan HK$3.95M · min. income ≈ HK$42,260/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$142,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,406
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,010
−HK$613/mo
Today · 4.125%
HK$20,623
baseline
▲ 0.50% · 4.625%
HK$21,878
+HK$1,255/mo
Deposit HK$1.82M · loan HK$4.26M · min. income ≈ HK$41,246/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$142,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,589
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,168
−HK$588/mo
Today · 4.125%
HK$22,756
baseline
▲ 0.50% · 4.625%
HK$23,955
+HK$1,199/mo
Deposit HK$1.82M · loan HK$4.26M · min. income ≈ HK$45,512/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$142,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,793
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,439
−HK$657/mo
Today · 4.125%
HK$22,096
baseline
▲ 0.50% · 4.625%
HK$23,441
+HK$1,345/mo
Deposit HK$1.52M · loan HK$4.56M · min. income ≈ HK$44,192/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$142,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,131
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,752
−HK$629/mo
Today · 4.125%
HK$24,381
baseline
▲ 0.50% · 4.625%
HK$25,666
+HK$1,285/mo
Deposit HK$1.52M · loan HK$4.56M · min. income ≈ HK$48,762/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$142,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,179
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,869
−HK$701/mo
Today · 4.125%
HK$23,570
baseline
▲ 0.50% · 4.625%
HK$25,004
+HK$1,434/mo
Deposit HK$1.22M · loan HK$4.86M · min. income ≈ HK$47,140/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$142,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,674
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,335
−HK$672/mo
Today · 4.125%
HK$26,007
baseline
▲ 0.50% · 4.625%
HK$27,377
+HK$1,370/mo
Deposit HK$1.22M · loan HK$4.86M · min. income ≈ HK$52,014/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$142,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,565
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,298
−HK$745/mo
Today · 4.125%
HK$25,043
baseline
▲ 0.50% · 4.625%
HK$26,566
+HK$1,523/mo
Deposit HK$912K · loan HK$5.17M · min. income ≈ HK$50,086/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$142,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,216
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,919
−HK$713/mo
Today · 4.125%
HK$27,632
baseline
▲ 0.50% · 4.625%
HK$29,089
+HK$1,457/mo
Deposit HK$912K · loan HK$5.17M · min. income ≈ HK$55,264/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$142,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,951
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,727
−HK$789/mo
Today · 4.125%
HK$26,516
baseline
▲ 0.50% · 4.625%
HK$28,129
+HK$1,613/mo
Deposit HK$608K · loan HK$5.47M · min. income ≈ HK$53,032/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$142,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,758
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,502
−HK$755/mo
Today · 4.125%
HK$29,257
baseline
▲ 0.50% · 4.625%
HK$30,800
+HK$1,543/mo
Deposit HK$608K · loan HK$5.47M · min. income ≈ HK$58,514/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$142,901 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).