▼ 0.50% · 3.625%
HK$15,740
−HK$987/mo
▼ 0.25% · 3.875%
HK$16,230
−HK$497/mo
Today · 4.125%
HK$16,727
baseline
▲ 0.50% · 4.625%
HK$17,745
+HK$1,018/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,454/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,511
−HK$946/mo
▼ 0.25% · 3.875%
HK$17,980
−HK$477/mo
Today · 4.125%
HK$18,457
baseline
▲ 0.50% · 4.625%
HK$19,430
+HK$973/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,914/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,314
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,853
−HK$547/mo
Today · 4.125%
HK$18,400
baseline
▲ 0.50% · 4.625%
HK$19,519
+HK$1,119/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$36,800/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$207,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,262
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,778
−HK$524/mo
Today · 4.125%
HK$20,302
baseline
▲ 0.50% · 4.625%
HK$21,373
+HK$1,071/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$40,604/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$207,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,888
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,476
−HK$597/mo
Today · 4.125%
HK$20,073
baseline
▲ 0.50% · 4.625%
HK$21,294
+HK$1,221/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,146/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,013
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,576
−HK$572/mo
Today · 4.125%
HK$22,148
baseline
▲ 0.50% · 4.625%
HK$23,316
+HK$1,168/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,296/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,462
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,099
−HK$646/mo
Today · 4.125%
HK$21,745
baseline
▲ 0.50% · 4.625%
HK$23,068
+HK$1,323/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$43,490/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,764
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,374
−HK$620/mo
Today · 4.125%
HK$23,994
baseline
▲ 0.50% · 4.625%
HK$25,258
+HK$1,264/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$47,988/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,036
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,722
−HK$696/mo
Today · 4.125%
HK$23,418
baseline
▲ 0.50% · 4.625%
HK$24,843
+HK$1,425/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$46,836/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,515
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,172
−HK$667/mo
Today · 4.125%
HK$25,839
baseline
▲ 0.50% · 4.625%
HK$27,201
+HK$1,362/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$51,678/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,610
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,345
−HK$746/mo
Today · 4.125%
HK$25,091
baseline
▲ 0.50% · 4.625%
HK$26,617
+HK$1,526/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$50,182/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,266
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,970
−HK$715/mo
Today · 4.125%
HK$27,685
baseline
▲ 0.50% · 4.625%
HK$29,144
+HK$1,459/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$55,370/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,184
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,968
−HK$795/mo
Today · 4.125%
HK$26,763
baseline
▲ 0.50% · 4.625%
HK$28,392
+HK$1,629/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$53,526/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,017
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,769
−HK$762/mo
Today · 4.125%
HK$29,531
baseline
▲ 0.50% · 4.625%
HK$31,087
+HK$1,556/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$59,062/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,758
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,590
−HK$846/mo
Today · 4.125%
HK$28,436
baseline
▲ 0.50% · 4.625%
HK$30,166
+HK$1,730/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$56,872/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,768
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,567
−HK$809/mo
Today · 4.125%
HK$31,376
baseline
▲ 0.50% · 4.625%
HK$33,030
+HK$1,654/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$62,752/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,332
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,213
−HK$896/mo
Today · 4.125%
HK$30,109
baseline
▲ 0.50% · 4.625%
HK$31,941
+HK$1,832/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$60,218/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$207,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,519
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,365
−HK$857/mo
Today · 4.125%
HK$33,222
baseline
▲ 0.50% · 4.625%
HK$34,973
+HK$1,751/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$66,444/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$207,084 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).