▼ 0.50% · 3.625%
HK$22,735
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,442
−HK$718/mo
Today · 4.125%
HK$24,160
baseline
▲ 0.50% · 4.625%
HK$25,631
+HK$1,471/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,320/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$367,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,292
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,971
−HK$688/mo
Today · 4.125%
HK$26,659
baseline
▲ 0.50% · 4.625%
HK$28,064
+HK$1,405/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,318/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$367,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,008
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,786
−HK$790/mo
Today · 4.125%
HK$26,576
baseline
▲ 0.50% · 4.625%
HK$28,194
+HK$1,618/mo
Deposit HK$4.49M · loan HK$5.48M · min. income ≈ HK$53,152/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$367,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,821
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,568
−HK$757/mo
Today · 4.125%
HK$29,325
baseline
▲ 0.50% · 4.625%
HK$30,870
+HK$1,545/mo
Deposit HK$4.49M · loan HK$5.48M · min. income ≈ HK$58,650/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$367,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,282
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,130
−HK$863/mo
Today · 4.125%
HK$28,993
baseline
▲ 0.50% · 4.625%
HK$30,757
+HK$1,764/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$57,986/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,351
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,165
−HK$825/mo
Today · 4.125%
HK$31,990
baseline
▲ 0.50% · 4.625%
HK$33,677
+HK$1,687/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$63,980/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,555
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,475
−HK$934/mo
Today · 4.125%
HK$31,409
baseline
▲ 0.50% · 4.625%
HK$33,320
+HK$1,911/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$62,818/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$367,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,880
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,762
−HK$894/mo
Today · 4.125%
HK$34,656
baseline
▲ 0.50% · 4.625%
HK$36,483
+HK$1,827/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$69,312/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$367,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,829
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,819
−HK$1,006/mo
Today · 4.125%
HK$33,825
baseline
▲ 0.50% · 4.625%
HK$35,883
+HK$2,058/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,650/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,409
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,359
−HK$963/mo
Today · 4.125%
HK$37,322
baseline
▲ 0.50% · 4.625%
HK$39,289
+HK$1,967/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,644/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,102
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,163
−HK$1,078/mo
Today · 4.125%
HK$36,241
baseline
▲ 0.50% · 4.625%
HK$38,446
+HK$2,205/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$72,482/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$367,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,938
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,956
−HK$1,032/mo
Today · 4.125%
HK$39,988
baseline
▲ 0.50% · 4.625%
HK$42,096
+HK$2,108/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$79,976/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$367,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,376
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,507
−HK$1,150/mo
Today · 4.125%
HK$38,657
baseline
▲ 0.50% · 4.625%
HK$41,009
+HK$2,352/mo
Deposit HK$1.99M · loan HK$7.98M · min. income ≈ HK$77,314/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$367,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,468
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,553
−HK$1,101/mo
Today · 4.125%
HK$42,654
baseline
▲ 0.50% · 4.625%
HK$44,902
+HK$2,248/mo
Deposit HK$1.99M · loan HK$7.98M · min. income ≈ HK$85,308/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$367,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,649
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,851
−HK$1,222/mo
Today · 4.125%
HK$41,073
baseline
▲ 0.50% · 4.625%
HK$43,572
+HK$2,499/mo
Deposit HK$1.50M · loan HK$8.47M · min. income ≈ HK$82,146/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$367,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,997
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,150
−HK$1,170/mo
Today · 4.125%
HK$45,320
baseline
▲ 0.50% · 4.625%
HK$47,709
+HK$2,389/mo
Deposit HK$1.50M · loan HK$8.47M · min. income ≈ HK$90,640/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$367,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,923
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,195
−HK$1,294/mo
Today · 4.125%
HK$43,489
baseline
▲ 0.50% · 4.625%
HK$46,135
+HK$2,646/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$86,978/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$367,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,526
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,747
−HK$1,239/mo
Today · 4.125%
HK$47,986
baseline
▲ 0.50% · 4.625%
HK$50,515
+HK$2,529/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$95,972/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$367,027 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).