▼ 0.50% · 3.625%
HK$15,452
−HK$968/mo
▼ 0.25% · 3.875%
HK$15,932
−HK$488/mo
Today · 4.125%
HK$16,420
baseline
▲ 0.50% · 4.625%
HK$17,420
+HK$1,000/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$32,840/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,190
−HK$928/mo
▼ 0.25% · 3.875%
HK$17,651
−HK$467/mo
Today · 4.125%
HK$18,118
baseline
▲ 0.50% · 4.625%
HK$19,073
+HK$955/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$36,236/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,997
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,525
−HK$538/mo
Today · 4.125%
HK$18,063
baseline
▲ 0.50% · 4.625%
HK$19,162
+HK$1,099/mo
Deposit HK$3.05M · loan HK$3.73M · min. income ≈ HK$36,126/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$203,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,909
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,416
−HK$514/mo
Today · 4.125%
HK$19,930
baseline
▲ 0.50% · 4.625%
HK$20,981
+HK$1,051/mo
Deposit HK$3.05M · loan HK$3.73M · min. income ≈ HK$39,860/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$203,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,542
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$19,119
−HK$586/mo
Today · 4.125%
HK$19,705
baseline
▲ 0.50% · 4.625%
HK$20,904
+HK$1,199/mo
Deposit HK$2.71M · loan HK$4.07M · min. income ≈ HK$39,410/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$203,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,628
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,181
−HK$561/mo
Today · 4.125%
HK$21,742
baseline
▲ 0.50% · 4.625%
HK$22,888
+HK$1,146/mo
Deposit HK$2.71M · loan HK$4.07M · min. income ≈ HK$43,484/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$203,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,087
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,712
−HK$635/mo
Today · 4.125%
HK$21,347
baseline
▲ 0.50% · 4.625%
HK$22,645
+HK$1,298/mo
Deposit HK$2.37M · loan HK$4.40M · min. income ≈ HK$42,694/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$203,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,347
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,946
−HK$608/mo
Today · 4.125%
HK$23,554
baseline
▲ 0.50% · 4.625%
HK$24,795
+HK$1,241/mo
Deposit HK$2.37M · loan HK$4.40M · min. income ≈ HK$47,108/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$203,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,632
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,305
−HK$684/mo
Today · 4.125%
HK$22,989
baseline
▲ 0.50% · 4.625%
HK$24,387
+HK$1,398/mo
Deposit HK$2.03M · loan HK$4.74M · min. income ≈ HK$45,978/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,066
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,711
−HK$655/mo
Today · 4.125%
HK$25,366
baseline
▲ 0.50% · 4.625%
HK$26,703
+HK$1,337/mo
Deposit HK$2.03M · loan HK$4.74M · min. income ≈ HK$50,732/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,177
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,898
−HK$733/mo
Today · 4.125%
HK$24,631
baseline
▲ 0.50% · 4.625%
HK$26,129
+HK$1,498/mo
Deposit HK$1.69M · loan HK$5.08M · min. income ≈ HK$49,262/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,784
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,476
−HK$702/mo
Today · 4.125%
HK$27,178
baseline
▲ 0.50% · 4.625%
HK$28,610
+HK$1,432/mo
Deposit HK$1.69M · loan HK$5.08M · min. income ≈ HK$54,356/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,722
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,491
−HK$782/mo
Today · 4.125%
HK$26,273
baseline
▲ 0.50% · 4.625%
HK$27,871
+HK$1,598/mo
Deposit HK$1.36M · loan HK$5.42M · min. income ≈ HK$52,546/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,503
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,241
−HK$748/mo
Today · 4.125%
HK$28,989
baseline
▲ 0.50% · 4.625%
HK$30,517
+HK$1,528/mo
Deposit HK$1.36M · loan HK$5.42M · min. income ≈ HK$57,978/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,268
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,085
−HK$830/mo
Today · 4.125%
HK$27,915
baseline
▲ 0.50% · 4.625%
HK$29,613
+HK$1,698/mo
Deposit HK$1.02M · loan HK$5.76M · min. income ≈ HK$55,830/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,222
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,006
−HK$795/mo
Today · 4.125%
HK$30,801
baseline
▲ 0.50% · 4.625%
HK$32,425
+HK$1,624/mo
Deposit HK$1.02M · loan HK$5.76M · min. income ≈ HK$61,602/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,813
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,678
−HK$879/mo
Today · 4.125%
HK$29,557
baseline
▲ 0.50% · 4.625%
HK$31,355
+HK$1,798/mo
Deposit HK$678K · loan HK$6.10M · min. income ≈ HK$59,114/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$203,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,941
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,771
−HK$842/mo
Today · 4.125%
HK$32,613
baseline
▲ 0.50% · 4.625%
HK$34,332
+HK$1,719/mo
Deposit HK$678K · loan HK$6.10M · min. income ≈ HK$65,226/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$203,287 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).