▼ 0.50% · 3.625%
HK$15,972
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$16,469
−HK$504/mo
Today · 4.125%
HK$16,973
baseline
▲ 0.50% · 4.625%
HK$18,006
+HK$1,033/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$33,946/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$210,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,769
−HK$959/mo
▼ 0.25% · 3.875%
HK$18,245
−HK$483/mo
Today · 4.125%
HK$18,728
baseline
▲ 0.50% · 4.625%
HK$19,716
+HK$988/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$37,456/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$210,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,569
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$18,116
−HK$555/mo
Today · 4.125%
HK$18,671
baseline
▲ 0.50% · 4.625%
HK$19,807
+HK$1,136/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$37,342/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$210,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,545
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$20,070
−HK$531/mo
Today · 4.125%
HK$20,601
baseline
▲ 0.50% · 4.625%
HK$21,687
+HK$1,086/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$41,202/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$210,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,166
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,762
−HK$606/mo
Today · 4.125%
HK$20,368
baseline
▲ 0.50% · 4.625%
HK$21,607
+HK$1,239/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$40,736/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,322
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,894
−HK$580/mo
Today · 4.125%
HK$22,474
baseline
▲ 0.50% · 4.625%
HK$23,659
+HK$1,185/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$44,948/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,763
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,409
−HK$656/mo
Today · 4.125%
HK$22,065
baseline
▲ 0.50% · 4.625%
HK$23,408
+HK$1,343/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$44,130/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$210,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,099
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,719
−HK$628/mo
Today · 4.125%
HK$24,347
baseline
▲ 0.50% · 4.625%
HK$25,630
+HK$1,283/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$48,694/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$210,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,361
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,056
−HK$707/mo
Today · 4.125%
HK$23,763
baseline
▲ 0.50% · 4.625%
HK$25,209
+HK$1,446/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$47,526/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,876
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,543
−HK$677/mo
Today · 4.125%
HK$26,220
baseline
▲ 0.50% · 4.625%
HK$27,602
+HK$1,382/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$52,440/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,958
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,703
−HK$757/mo
Today · 4.125%
HK$25,460
baseline
▲ 0.50% · 4.625%
HK$27,009
+HK$1,549/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$50,920/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$210,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,653
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,368
−HK$725/mo
Today · 4.125%
HK$28,093
baseline
▲ 0.50% · 4.625%
HK$29,574
+HK$1,481/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$56,186/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$210,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,555
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,350
−HK$807/mo
Today · 4.125%
HK$27,157
baseline
▲ 0.50% · 4.625%
HK$28,810
+HK$1,653/mo
Deposit HK$1.40M · loan HK$5.60M · min. income ≈ HK$54,314/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$210,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,430
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,192
−HK$774/mo
Today · 4.125%
HK$29,966
baseline
▲ 0.50% · 4.625%
HK$31,545
+HK$1,579/mo
Deposit HK$1.40M · loan HK$5.60M · min. income ≈ HK$59,932/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$210,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,152
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$27,997
−HK$858/mo
Today · 4.125%
HK$28,855
baseline
▲ 0.50% · 4.625%
HK$30,611
+HK$1,756/mo
Deposit HK$1.05M · loan HK$5.95M · min. income ≈ HK$57,710/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,206
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,017
−HK$821/mo
Today · 4.125%
HK$31,838
baseline
▲ 0.50% · 4.625%
HK$33,517
+HK$1,679/mo
Deposit HK$1.05M · loan HK$5.95M · min. income ≈ HK$63,676/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,749
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,644
−HK$908/mo
Today · 4.125%
HK$30,552
baseline
▲ 0.50% · 4.625%
HK$32,411
+HK$1,859/mo
Deposit HK$700K · loan HK$6.30M · min. income ≈ HK$61,104/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$210,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,983
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,841
−HK$870/mo
Today · 4.125%
HK$33,711
baseline
▲ 0.50% · 4.625%
HK$35,488
+HK$1,777/mo
Deposit HK$700K · loan HK$6.30M · min. income ≈ HK$67,422/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$210,133 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).