▼ 0.50% · 3.625%
HK$16,140
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$16,642
−HK$510/mo
Today · 4.125%
HK$17,152
baseline
▲ 0.50% · 4.625%
HK$18,196
+HK$1,044/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$34,304/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,956
−HK$970/mo
▼ 0.25% · 3.875%
HK$18,437
−HK$489/mo
Today · 4.125%
HK$18,926
baseline
▲ 0.50% · 4.625%
HK$19,923
+HK$997/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$37,852/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,754
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$18,306
−HK$561/mo
Today · 4.125%
HK$18,867
baseline
▲ 0.50% · 4.625%
HK$20,015
+HK$1,148/mo
Deposit HK$3.19M · loan HK$3.89M · min. income ≈ HK$37,734/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$212,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,751
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,281
−HK$537/mo
Today · 4.125%
HK$20,818
baseline
▲ 0.50% · 4.625%
HK$21,916
+HK$1,098/mo
Deposit HK$3.19M · loan HK$3.89M · min. income ≈ HK$41,636/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$212,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,368
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,970
−HK$613/mo
Today · 4.125%
HK$20,583
baseline
▲ 0.50% · 4.625%
HK$21,835
+HK$1,252/mo
Deposit HK$2.83M · loan HK$4.25M · min. income ≈ HK$41,166/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,547
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,125
−HK$586/mo
Today · 4.125%
HK$22,711
baseline
▲ 0.50% · 4.625%
HK$23,908
+HK$1,197/mo
Deposit HK$2.83M · loan HK$4.25M · min. income ≈ HK$45,422/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,982
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,635
−HK$663/mo
Today · 4.125%
HK$22,298
baseline
▲ 0.50% · 4.625%
HK$23,655
+HK$1,357/mo
Deposit HK$2.48M · loan HK$4.60M · min. income ≈ HK$44,596/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$212,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,342
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,968
−HK$635/mo
Today · 4.125%
HK$24,603
baseline
▲ 0.50% · 4.625%
HK$25,900
+HK$1,297/mo
Deposit HK$2.48M · loan HK$4.60M · min. income ≈ HK$49,206/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$212,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,596
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,299
−HK$714/mo
Today · 4.125%
HK$24,013
baseline
▲ 0.50% · 4.625%
HK$25,474
+HK$1,461/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$48,026/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,138
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,812
−HK$684/mo
Today · 4.125%
HK$26,496
baseline
▲ 0.50% · 4.625%
HK$27,893
+HK$1,397/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$52,992/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,210
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,963
−HK$765/mo
Today · 4.125%
HK$25,728
baseline
▲ 0.50% · 4.625%
HK$27,294
+HK$1,566/mo
Deposit HK$1.77M · loan HK$5.31M · min. income ≈ HK$51,456/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$212,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,933
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,656
−HK$732/mo
Today · 4.125%
HK$28,388
baseline
▲ 0.50% · 4.625%
HK$29,885
+HK$1,497/mo
Deposit HK$1.77M · loan HK$5.31M · min. income ≈ HK$56,776/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$212,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,824
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,627
−HK$816/mo
Today · 4.125%
HK$27,443
baseline
▲ 0.50% · 4.625%
HK$29,113
+HK$1,670/mo
Deposit HK$1.42M · loan HK$5.66M · min. income ≈ HK$54,886/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,729
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,499
−HK$782/mo
Today · 4.125%
HK$30,281
baseline
▲ 0.50% · 4.625%
HK$31,877
+HK$1,596/mo
Deposit HK$1.42M · loan HK$5.66M · min. income ≈ HK$60,562/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,438
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$28,291
−HK$868/mo
Today · 4.125%
HK$29,159
baseline
▲ 0.50% · 4.625%
HK$30,933
+HK$1,774/mo
Deposit HK$1.06M · loan HK$6.02M · min. income ≈ HK$58,318/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$212,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,524
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,343
−HK$831/mo
Today · 4.125%
HK$32,174
baseline
▲ 0.50% · 4.625%
HK$33,870
+HK$1,696/mo
Deposit HK$1.06M · loan HK$6.02M · min. income ≈ HK$64,348/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$212,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,052
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,956
−HK$918/mo
Today · 4.125%
HK$30,874
baseline
▲ 0.50% · 4.625%
HK$32,752
+HK$1,878/mo
Deposit HK$708K · loan HK$6.37M · min. income ≈ HK$61,748/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$212,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,320
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,187
−HK$879/mo
Today · 4.125%
HK$34,066
baseline
▲ 0.50% · 4.625%
HK$35,862
+HK$1,796/mo
Deposit HK$708K · loan HK$6.37M · min. income ≈ HK$68,132/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$212,345 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).