▼ 0.50% · 3.625%
HK$16,076
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$16,576
−HK$508/mo
Today · 4.125%
HK$17,084
baseline
▲ 0.50% · 4.625%
HK$18,123
+HK$1,039/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$34,168/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,884
−HK$966/mo
▼ 0.25% · 3.875%
HK$18,364
−HK$486/mo
Today · 4.125%
HK$18,850
baseline
▲ 0.50% · 4.625%
HK$19,844
+HK$994/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$37,700/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,683
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$18,233
−HK$559/mo
Today · 4.125%
HK$18,792
baseline
▲ 0.50% · 4.625%
HK$19,936
+HK$1,144/mo
Deposit HK$3.17M · loan HK$3.88M · min. income ≈ HK$37,584/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$211,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,673
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$20,200
−HK$535/mo
Today · 4.125%
HK$20,735
baseline
▲ 0.50% · 4.625%
HK$21,828
+HK$1,093/mo
Deposit HK$3.17M · loan HK$3.88M · min. income ≈ HK$41,470/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$211,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,291
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,891
−HK$610/mo
Today · 4.125%
HK$20,501
baseline
▲ 0.50% · 4.625%
HK$21,748
+HK$1,247/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$41,002/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,461
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,037
−HK$584/mo
Today · 4.125%
HK$22,621
baseline
▲ 0.50% · 4.625%
HK$23,813
+HK$1,192/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$45,242/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,899
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,549
−HK$660/mo
Today · 4.125%
HK$22,209
baseline
▲ 0.50% · 4.625%
HK$23,560
+HK$1,351/mo
Deposit HK$2.47M · loan HK$4.58M · min. income ≈ HK$44,418/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,249
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,873
−HK$633/mo
Today · 4.125%
HK$24,506
baseline
▲ 0.50% · 4.625%
HK$25,797
+HK$1,291/mo
Deposit HK$2.47M · loan HK$4.58M · min. income ≈ HK$49,012/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,506
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,206
−HK$712/mo
Today · 4.125%
HK$23,918
baseline
▲ 0.50% · 4.625%
HK$25,373
+HK$1,455/mo
Deposit HK$2.12M · loan HK$4.94M · min. income ≈ HK$47,836/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,038
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,709
−HK$682/mo
Today · 4.125%
HK$26,391
baseline
▲ 0.50% · 4.625%
HK$27,782
+HK$1,391/mo
Deposit HK$2.12M · loan HK$4.94M · min. income ≈ HK$52,782/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,114
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,864
−HK$762/mo
Today · 4.125%
HK$25,626
baseline
▲ 0.50% · 4.625%
HK$27,185
+HK$1,559/mo
Deposit HK$1.76M · loan HK$5.29M · min. income ≈ HK$51,252/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$211,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,826
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,546
−HK$730/mo
Today · 4.125%
HK$28,276
baseline
▲ 0.50% · 4.625%
HK$29,766
+HK$1,490/mo
Deposit HK$1.76M · loan HK$5.29M · min. income ≈ HK$56,552/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$211,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,721
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,521
−HK$813/mo
Today · 4.125%
HK$27,334
baseline
▲ 0.50% · 4.625%
HK$28,998
+HK$1,664/mo
Deposit HK$1.41M · loan HK$5.64M · min. income ≈ HK$54,668/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,615
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,382
−HK$779/mo
Today · 4.125%
HK$30,161
baseline
▲ 0.50% · 4.625%
HK$31,751
+HK$1,590/mo
Deposit HK$1.41M · loan HK$5.64M · min. income ≈ HK$60,322/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,329
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,179
−HK$864/mo
Today · 4.125%
HK$29,043
baseline
▲ 0.50% · 4.625%
HK$30,810
+HK$1,767/mo
Deposit HK$1.06M · loan HK$5.99M · min. income ≈ HK$58,086/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,403
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,219
−HK$827/mo
Today · 4.125%
HK$32,046
baseline
▲ 0.50% · 4.625%
HK$33,735
+HK$1,689/mo
Deposit HK$1.06M · loan HK$5.99M · min. income ≈ HK$64,092/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,937
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,837
−HK$914/mo
Today · 4.125%
HK$30,751
baseline
▲ 0.50% · 4.625%
HK$32,622
+HK$1,871/mo
Deposit HK$705K · loan HK$6.35M · min. income ≈ HK$61,502/mo (50% DSR)
Upfront cash ≈ HK$917K (deposit + AVD stamp duty HK$211,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,192
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,055
−HK$876/mo
Today · 4.125%
HK$33,931
baseline
▲ 0.50% · 4.625%
HK$35,719
+HK$1,788/mo
Deposit HK$705K · loan HK$6.35M · min. income ≈ HK$67,862/mo (50% DSR)
Upfront cash ≈ HK$917K (deposit + AVD stamp duty HK$211,501 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).