▼ 0.50% · 3.625%
HK$2,216
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,285
−HK$70/mo
Today · 4.125%
HK$2,355
baseline
▲ 0.50% · 4.625%
HK$2,498
+HK$143/mo
Deposit HK$486K · loan HK$486K · min. income ≈ HK$4,710/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,465
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,531
−HK$67/mo
Today · 4.125%
HK$2,598
baseline
▲ 0.50% · 4.625%
HK$2,735
+HK$137/mo
Deposit HK$486K · loan HK$486K · min. income ≈ HK$5,196/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,437
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,513
−HK$77/mo
Today · 4.125%
HK$2,590
baseline
▲ 0.50% · 4.625%
HK$2,748
+HK$158/mo
Deposit HK$437K · loan HK$534K · min. income ≈ HK$5,180/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,711
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,784
−HK$74/mo
Today · 4.125%
HK$2,858
baseline
▲ 0.50% · 4.625%
HK$3,009
+HK$151/mo
Deposit HK$437K · loan HK$534K · min. income ≈ HK$5,716/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,659
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,742
−HK$84/mo
Today · 4.125%
HK$2,826
baseline
▲ 0.50% · 4.625%
HK$2,997
+HK$171/mo
Deposit HK$389K · loan HK$583K · min. income ≈ HK$5,652/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,958
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,037
−HK$81/mo
Today · 4.125%
HK$3,118
baseline
▲ 0.50% · 4.625%
HK$3,282
+HK$164/mo
Deposit HK$389K · loan HK$583K · min. income ≈ HK$6,236/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,880
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,970
−HK$91/mo
Today · 4.125%
HK$3,061
baseline
▲ 0.50% · 4.625%
HK$3,247
+HK$186/mo
Deposit HK$340K · loan HK$632K · min. income ≈ HK$6,122/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,204
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,290
−HK$88/mo
Today · 4.125%
HK$3,378
baseline
▲ 0.50% · 4.625%
HK$3,556
+HK$178/mo
Deposit HK$340K · loan HK$632K · min. income ≈ HK$6,756/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,102
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,198
−HK$98/mo
Today · 4.125%
HK$3,296
baseline
▲ 0.50% · 4.625%
HK$3,497
+HK$201/mo
Deposit HK$292K · loan HK$680K · min. income ≈ HK$6,592/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,451
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,543
−HK$94/mo
Today · 4.125%
HK$3,637
baseline
▲ 0.50% · 4.625%
HK$3,829
+HK$192/mo
Deposit HK$292K · loan HK$680K · min. income ≈ HK$7,274/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,324
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,427
−HK$105/mo
Today · 4.125%
HK$3,532
baseline
▲ 0.50% · 4.625%
HK$3,747
+HK$215/mo
Deposit HK$243K · loan HK$729K · min. income ≈ HK$7,064/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,697
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,797
−HK$100/mo
Today · 4.125%
HK$3,897
baseline
▲ 0.50% · 4.625%
HK$4,103
+HK$206/mo
Deposit HK$243K · loan HK$729K · min. income ≈ HK$7,794/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,545
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,655
−HK$112/mo
Today · 4.125%
HK$3,767
baseline
▲ 0.50% · 4.625%
HK$3,997
+HK$230/mo
Deposit HK$194K · loan HK$777K · min. income ≈ HK$7,534/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,944
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,050
−HK$107/mo
Today · 4.125%
HK$4,157
baseline
▲ 0.50% · 4.625%
HK$4,376
+HK$219/mo
Deposit HK$194K · loan HK$777K · min. income ≈ HK$8,314/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,767
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,884
−HK$119/mo
Today · 4.125%
HK$4,003
baseline
▲ 0.50% · 4.625%
HK$4,246
+HK$243/mo
Deposit HK$146K · loan HK$826K · min. income ≈ HK$8,006/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,190
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,303
−HK$114/mo
Today · 4.125%
HK$4,417
baseline
▲ 0.50% · 4.625%
HK$4,650
+HK$233/mo
Deposit HK$146K · loan HK$826K · min. income ≈ HK$8,834/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,988
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,112
−HK$126/mo
Today · 4.125%
HK$4,238
baseline
▲ 0.50% · 4.625%
HK$4,496
+HK$258/mo
Deposit HK$97K · loan HK$875K · min. income ≈ HK$8,476/mo (50% DSR)
Upfront cash ≈ HK$97K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,437
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,556
−HK$121/mo
Today · 4.125%
HK$4,677
baseline
▲ 0.50% · 4.625%
HK$4,923
+HK$246/mo
Deposit HK$97K · loan HK$875K · min. income ≈ HK$9,354/mo (50% DSR)
Upfront cash ≈ HK$97K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).