▼ 0.50% · 3.625%
HK$2,246
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,316
−HK$71/mo
Today · 4.125%
HK$2,387
baseline
▲ 0.50% · 4.625%
HK$2,532
+HK$145/mo
Deposit HK$493K · loan HK$493K · min. income ≈ HK$4,774/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,499
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,566
−HK$68/mo
Today · 4.125%
HK$2,634
baseline
▲ 0.50% · 4.625%
HK$2,773
+HK$139/mo
Deposit HK$493K · loan HK$493K · min. income ≈ HK$5,268/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,471
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,548
−HK$78/mo
Today · 4.125%
HK$2,626
baseline
▲ 0.50% · 4.625%
HK$2,786
+HK$160/mo
Deposit HK$443K · loan HK$542K · min. income ≈ HK$5,252/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,749
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,823
−HK$74/mo
Today · 4.125%
HK$2,897
baseline
▲ 0.50% · 4.625%
HK$3,050
+HK$153/mo
Deposit HK$443K · loan HK$542K · min. income ≈ HK$5,794/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,696
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,779
−HK$86/mo
Today · 4.125%
HK$2,865
baseline
▲ 0.50% · 4.625%
HK$3,039
+HK$174/mo
Deposit HK$394K · loan HK$591K · min. income ≈ HK$5,730/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,999
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,079
−HK$82/mo
Today · 4.125%
HK$3,161
baseline
▲ 0.50% · 4.625%
HK$3,327
+HK$166/mo
Deposit HK$394K · loan HK$591K · min. income ≈ HK$6,322/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,920
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,011
−HK$92/mo
Today · 4.125%
HK$3,103
baseline
▲ 0.50% · 4.625%
HK$3,292
+HK$189/mo
Deposit HK$345K · loan HK$640K · min. income ≈ HK$6,206/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,249
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,336
−HK$88/mo
Today · 4.125%
HK$3,424
baseline
▲ 0.50% · 4.625%
HK$3,605
+HK$181/mo
Deposit HK$345K · loan HK$640K · min. income ≈ HK$6,848/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,145
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,243
−HK$99/mo
Today · 4.125%
HK$3,342
baseline
▲ 0.50% · 4.625%
HK$3,545
+HK$203/mo
Deposit HK$296K · loan HK$690K · min. income ≈ HK$6,684/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,499
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,592
−HK$96/mo
Today · 4.125%
HK$3,688
baseline
▲ 0.50% · 4.625%
HK$3,882
+HK$194/mo
Deposit HK$296K · loan HK$690K · min. income ≈ HK$7,376/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,369
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,474
−HK$107/mo
Today · 4.125%
HK$3,581
baseline
▲ 0.50% · 4.625%
HK$3,799
+HK$218/mo
Deposit HK$246K · loan HK$739K · min. income ≈ HK$7,162/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,748
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,849
−HK$102/mo
Today · 4.125%
HK$3,951
baseline
▲ 0.50% · 4.625%
HK$4,159
+HK$208/mo
Deposit HK$246K · loan HK$739K · min. income ≈ HK$7,902/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,594
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,706
−HK$113/mo
Today · 4.125%
HK$3,819
baseline
▲ 0.50% · 4.625%
HK$4,052
+HK$233/mo
Deposit HK$197K · loan HK$788K · min. income ≈ HK$7,638/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,998
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,106
−HK$108/mo
Today · 4.125%
HK$4,214
baseline
▲ 0.50% · 4.625%
HK$4,437
+HK$223/mo
Deposit HK$197K · loan HK$788K · min. income ≈ HK$8,428/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,819
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,937
−HK$121/mo
Today · 4.125%
HK$4,058
baseline
▲ 0.50% · 4.625%
HK$4,305
+HK$247/mo
Deposit HK$148K · loan HK$837K · min. income ≈ HK$8,116/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,248
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,362
−HK$116/mo
Today · 4.125%
HK$4,478
baseline
▲ 0.50% · 4.625%
HK$4,714
+HK$236/mo
Deposit HK$148K · loan HK$837K · min. income ≈ HK$8,956/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,043
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,169
−HK$128/mo
Today · 4.125%
HK$4,297
baseline
▲ 0.50% · 4.625%
HK$4,558
+HK$261/mo
Deposit HK$99K · loan HK$887K · min. income ≈ HK$8,594/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,498
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,619
−HK$122/mo
Today · 4.125%
HK$4,741
baseline
▲ 0.50% · 4.625%
HK$4,991
+HK$250/mo
Deposit HK$99K · loan HK$887K · min. income ≈ HK$9,482/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).