▼ 0.50% · 3.625%
HK$3,148
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,246
−HK$99/mo
Today · 4.125%
HK$3,345
baseline
▲ 0.50% · 4.625%
HK$3,549
+HK$204/mo
Deposit HK$690K · loan HK$690K · min. income ≈ HK$6,690/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,502
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,596
−HK$95/mo
Today · 4.125%
HK$3,691
baseline
▲ 0.50% · 4.625%
HK$3,886
+HK$195/mo
Deposit HK$690K · loan HK$690K · min. income ≈ HK$7,382/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,463
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,570
−HK$110/mo
Today · 4.125%
HK$3,680
baseline
▲ 0.50% · 4.625%
HK$3,904
+HK$224/mo
Deposit HK$621K · loan HK$759K · min. income ≈ HK$7,360/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,852
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,956
−HK$104/mo
Today · 4.125%
HK$4,060
baseline
▲ 0.50% · 4.625%
HK$4,274
+HK$214/mo
Deposit HK$621K · loan HK$759K · min. income ≈ HK$8,120/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,778
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,895
−HK$119/mo
Today · 4.125%
HK$4,014
baseline
▲ 0.50% · 4.625%
HK$4,259
+HK$245/mo
Deposit HK$552K · loan HK$828K · min. income ≈ HK$8,028/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,203
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,315
−HK$115/mo
Today · 4.125%
HK$4,430
baseline
▲ 0.50% · 4.625%
HK$4,663
+HK$233/mo
Deposit HK$552K · loan HK$828K · min. income ≈ HK$8,860/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,092
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,220
−HK$129/mo
Today · 4.125%
HK$4,349
baseline
▲ 0.50% · 4.625%
HK$4,614
+HK$265/mo
Deposit HK$483K · loan HK$897K · min. income ≈ HK$8,698/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,553
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,675
−HK$124/mo
Today · 4.125%
HK$4,799
baseline
▲ 0.50% · 4.625%
HK$5,052
+HK$253/mo
Deposit HK$483K · loan HK$897K · min. income ≈ HK$9,598/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,407
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,544
−HK$140/mo
Today · 4.125%
HK$4,684
baseline
▲ 0.50% · 4.625%
HK$4,969
+HK$285/mo
Deposit HK$414K · loan HK$966K · min. income ≈ HK$9,368/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,903
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,034
−HK$134/mo
Today · 4.125%
HK$5,168
baseline
▲ 0.50% · 4.625%
HK$5,440
+HK$272/mo
Deposit HK$414K · loan HK$966K · min. income ≈ HK$10,336/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,722
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,869
−HK$149/mo
Today · 4.125%
HK$5,018
baseline
▲ 0.50% · 4.625%
HK$5,323
+HK$305/mo
Deposit HK$345K · loan HK$1.04M · min. income ≈ HK$10,036/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,253
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,394
−HK$143/mo
Today · 4.125%
HK$5,537
baseline
▲ 0.50% · 4.625%
HK$5,829
+HK$292/mo
Deposit HK$345K · loan HK$1.04M · min. income ≈ HK$11,074/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,037
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,193
−HK$160/mo
Today · 4.125%
HK$5,353
baseline
▲ 0.50% · 4.625%
HK$5,678
+HK$325/mo
Deposit HK$276K · loan HK$1.10M · min. income ≈ HK$10,706/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,603
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,754
−HK$152/mo
Today · 4.125%
HK$5,906
baseline
▲ 0.50% · 4.625%
HK$6,217
+HK$311/mo
Deposit HK$276K · loan HK$1.10M · min. income ≈ HK$11,812/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,352
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,518
−HK$169/mo
Today · 4.125%
HK$5,687
baseline
▲ 0.50% · 4.625%
HK$6,033
+HK$346/mo
Deposit HK$207K · loan HK$1.17M · min. income ≈ HK$11,374/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,954
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,113
−HK$162/mo
Today · 4.125%
HK$6,275
baseline
▲ 0.50% · 4.625%
HK$6,606
+HK$331/mo
Deposit HK$207K · loan HK$1.17M · min. income ≈ HK$12,550/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,666
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,843
−HK$179/mo
Today · 4.125%
HK$6,022
baseline
▲ 0.50% · 4.625%
HK$6,388
+HK$366/mo
Deposit HK$138K · loan HK$1.24M · min. income ≈ HK$12,044/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,304
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,473
−HK$171/mo
Today · 4.125%
HK$6,644
baseline
▲ 0.50% · 4.625%
HK$6,995
+HK$351/mo
Deposit HK$138K · loan HK$1.24M · min. income ≈ HK$13,288/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).