▼ 0.50% · 3.625%
HK$2,855
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,943
−HK$91/mo
Today · 4.125%
HK$3,034
baseline
▲ 0.50% · 4.625%
HK$3,218
+HK$184/mo
Deposit HK$626K · loan HK$626K · min. income ≈ HK$6,068/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,176
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,261
−HK$86/mo
Today · 4.125%
HK$3,347
baseline
▲ 0.50% · 4.625%
HK$3,524
+HK$177/mo
Deposit HK$626K · loan HK$626K · min. income ≈ HK$6,694/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,140
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,238
−HK$99/mo
Today · 4.125%
HK$3,337
baseline
▲ 0.50% · 4.625%
HK$3,540
+HK$203/mo
Deposit HK$563K · loan HK$689K · min. income ≈ HK$6,674/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,493
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,587
−HK$95/mo
Today · 4.125%
HK$3,682
baseline
▲ 0.50% · 4.625%
HK$3,876
+HK$194/mo
Deposit HK$563K · loan HK$689K · min. income ≈ HK$7,364/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,426
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,532
−HK$108/mo
Today · 4.125%
HK$3,640
baseline
▲ 0.50% · 4.625%
HK$3,862
+HK$222/mo
Deposit HK$501K · loan HK$751K · min. income ≈ HK$7,280/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,811
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,913
−HK$104/mo
Today · 4.125%
HK$4,017
baseline
▲ 0.50% · 4.625%
HK$4,228
+HK$211/mo
Deposit HK$501K · loan HK$751K · min. income ≈ HK$8,034/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,711
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,826
−HK$118/mo
Today · 4.125%
HK$3,944
baseline
▲ 0.50% · 4.625%
HK$4,184
+HK$240/mo
Deposit HK$438K · loan HK$814K · min. income ≈ HK$7,888/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,128
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,239
−HK$112/mo
Today · 4.125%
HK$4,351
baseline
▲ 0.50% · 4.625%
HK$4,581
+HK$230/mo
Deposit HK$438K · loan HK$814K · min. income ≈ HK$8,702/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,996
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,121
−HK$126/mo
Today · 4.125%
HK$4,247
baseline
▲ 0.50% · 4.625%
HK$4,505
+HK$258/mo
Deposit HK$376K · loan HK$876K · min. income ≈ HK$8,494/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,446
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,565
−HK$121/mo
Today · 4.125%
HK$4,686
baseline
▲ 0.50% · 4.625%
HK$4,933
+HK$247/mo
Deposit HK$376K · loan HK$876K · min. income ≈ HK$9,372/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,282
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,415
−HK$135/mo
Today · 4.125%
HK$4,550
baseline
▲ 0.50% · 4.625%
HK$4,827
+HK$277/mo
Deposit HK$313K · loan HK$939K · min. income ≈ HK$9,100/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,764
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,891
−HK$130/mo
Today · 4.125%
HK$5,021
baseline
▲ 0.50% · 4.625%
HK$5,286
+HK$265/mo
Deposit HK$313K · loan HK$939K · min. income ≈ HK$10,042/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,567
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,709
−HK$145/mo
Today · 4.125%
HK$4,854
baseline
▲ 0.50% · 4.625%
HK$5,149
+HK$295/mo
Deposit HK$250K · loan HK$1.00M · min. income ≈ HK$9,708/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,081
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,217
−HK$139/mo
Today · 4.125%
HK$5,356
baseline
▲ 0.50% · 4.625%
HK$5,638
+HK$282/mo
Deposit HK$250K · loan HK$1.00M · min. income ≈ HK$10,712/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,853
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,004
−HK$153/mo
Today · 4.125%
HK$5,157
baseline
▲ 0.50% · 4.625%
HK$5,471
+HK$314/mo
Deposit HK$188K · loan HK$1.06M · min. income ≈ HK$10,314/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,399
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,543
−HK$147/mo
Today · 4.125%
HK$5,690
baseline
▲ 0.50% · 4.625%
HK$5,990
+HK$300/mo
Deposit HK$188K · loan HK$1.06M · min. income ≈ HK$11,380/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,138
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,298
−HK$162/mo
Today · 4.125%
HK$5,460
baseline
▲ 0.50% · 4.625%
HK$5,793
+HK$333/mo
Deposit HK$125K · loan HK$1.13M · min. income ≈ HK$10,920/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,716
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,870
−HK$155/mo
Today · 4.125%
HK$6,025
baseline
▲ 0.50% · 4.625%
HK$6,343
+HK$318/mo
Deposit HK$125K · loan HK$1.13M · min. income ≈ HK$12,050/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).