▼ 0.50% · 3.625%
HK$2,934
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,025
−HK$93/mo
Today · 4.125%
HK$3,118
baseline
▲ 0.50% · 4.625%
HK$3,307
+HK$189/mo
Deposit HK$643K · loan HK$643K · min. income ≈ HK$6,236/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,264
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,351
−HK$89/mo
Today · 4.125%
HK$3,440
baseline
▲ 0.50% · 4.625%
HK$3,621
+HK$181/mo
Deposit HK$643K · loan HK$643K · min. income ≈ HK$6,880/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,227
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,327
−HK$102/mo
Today · 4.125%
HK$3,429
baseline
▲ 0.50% · 4.625%
HK$3,638
+HK$209/mo
Deposit HK$579K · loan HK$708K · min. income ≈ HK$6,858/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,590
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,686
−HK$98/mo
Today · 4.125%
HK$3,784
baseline
▲ 0.50% · 4.625%
HK$3,983
+HK$199/mo
Deposit HK$579K · loan HK$708K · min. income ≈ HK$7,568/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,520
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,630
−HK$111/mo
Today · 4.125%
HK$3,741
baseline
▲ 0.50% · 4.625%
HK$3,969
+HK$228/mo
Deposit HK$515K · loan HK$772K · min. income ≈ HK$7,482/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,916
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,021
−HK$107/mo
Today · 4.125%
HK$4,128
baseline
▲ 0.50% · 4.625%
HK$4,346
+HK$218/mo
Deposit HK$515K · loan HK$772K · min. income ≈ HK$8,256/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,814
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,932
−HK$121/mo
Today · 4.125%
HK$4,053
baseline
▲ 0.50% · 4.625%
HK$4,300
+HK$247/mo
Deposit HK$450K · loan HK$836K · min. income ≈ HK$8,106/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,243
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,357
−HK$115/mo
Today · 4.125%
HK$4,472
baseline
▲ 0.50% · 4.625%
HK$4,708
+HK$236/mo
Deposit HK$450K · loan HK$836K · min. income ≈ HK$8,944/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,107
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,235
−HK$130/mo
Today · 4.125%
HK$4,365
baseline
▲ 0.50% · 4.625%
HK$4,630
+HK$265/mo
Deposit HK$386K · loan HK$901K · min. income ≈ HK$8,730/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,569
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,692
−HK$124/mo
Today · 4.125%
HK$4,816
baseline
▲ 0.50% · 4.625%
HK$5,070
+HK$254/mo
Deposit HK$386K · loan HK$901K · min. income ≈ HK$9,632/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,401
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,537
−HK$139/mo
Today · 4.125%
HK$4,676
baseline
▲ 0.50% · 4.625%
HK$4,961
+HK$285/mo
Deposit HK$322K · loan HK$965K · min. income ≈ HK$9,352/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,896
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,027
−HK$133/mo
Today · 4.125%
HK$5,160
baseline
▲ 0.50% · 4.625%
HK$5,432
+HK$272/mo
Deposit HK$322K · loan HK$965K · min. income ≈ HK$10,320/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,694
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,840
−HK$148/mo
Today · 4.125%
HK$4,988
baseline
▲ 0.50% · 4.625%
HK$5,292
+HK$304/mo
Deposit HK$257K · loan HK$1.03M · min. income ≈ HK$9,976/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,222
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,362
−HK$142/mo
Today · 4.125%
HK$5,504
baseline
▲ 0.50% · 4.625%
HK$5,794
+HK$290/mo
Deposit HK$257K · loan HK$1.03M · min. income ≈ HK$11,008/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,987
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,142
−HK$158/mo
Today · 4.125%
HK$5,300
baseline
▲ 0.50% · 4.625%
HK$5,622
+HK$322/mo
Deposit HK$193K · loan HK$1.09M · min. income ≈ HK$10,600/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,548
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,697
−HK$151/mo
Today · 4.125%
HK$5,848
baseline
▲ 0.50% · 4.625%
HK$6,156
+HK$308/mo
Deposit HK$193K · loan HK$1.09M · min. income ≈ HK$11,696/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,281
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,445
−HK$167/mo
Today · 4.125%
HK$5,612
baseline
▲ 0.50% · 4.625%
HK$5,953
+HK$341/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$11,224/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,875
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,032
−HK$160/mo
Today · 4.125%
HK$6,192
baseline
▲ 0.50% · 4.625%
HK$6,518
+HK$326/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$12,384/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).