▼ 0.50% · 3.625%
HK$3,973
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,097
−HK$125/mo
Today · 4.125%
HK$4,222
baseline
▲ 0.50% · 4.625%
HK$4,479
+HK$257/mo
Deposit HK$871K · loan HK$871K · min. income ≈ HK$8,444/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,420
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,538
−HK$121/mo
Today · 4.125%
HK$4,659
baseline
▲ 0.50% · 4.625%
HK$4,904
+HK$245/mo
Deposit HK$871K · loan HK$871K · min. income ≈ HK$9,318/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,370
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,506
−HK$138/mo
Today · 4.125%
HK$4,644
baseline
▲ 0.50% · 4.625%
HK$4,927
+HK$283/mo
Deposit HK$784K · loan HK$958K · min. income ≈ HK$9,288/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,862
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,992
−HK$133/mo
Today · 4.125%
HK$5,125
baseline
▲ 0.50% · 4.625%
HK$5,395
+HK$270/mo
Deposit HK$784K · loan HK$958K · min. income ≈ HK$10,250/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,768
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,916
−HK$151/mo
Today · 4.125%
HK$5,067
baseline
▲ 0.50% · 4.625%
HK$5,375
+HK$308/mo
Deposit HK$697K · loan HK$1.05M · min. income ≈ HK$10,134/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,304
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,446
−HK$144/mo
Today · 4.125%
HK$5,590
baseline
▲ 0.50% · 4.625%
HK$5,885
+HK$295/mo
Deposit HK$697K · loan HK$1.05M · min. income ≈ HK$11,180/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,165
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,326
−HK$163/mo
Today · 4.125%
HK$5,489
baseline
▲ 0.50% · 4.625%
HK$5,823
+HK$334/mo
Deposit HK$610K · loan HK$1.13M · min. income ≈ HK$10,978/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,746
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,900
−HK$156/mo
Today · 4.125%
HK$6,056
baseline
▲ 0.50% · 4.625%
HK$6,376
+HK$320/mo
Deposit HK$610K · loan HK$1.13M · min. income ≈ HK$12,112/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,562
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,735
−HK$176/mo
Today · 4.125%
HK$5,911
baseline
▲ 0.50% · 4.625%
HK$6,271
+HK$360/mo
Deposit HK$523K · loan HK$1.22M · min. income ≈ HK$11,822/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,188
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,354
−HK$168/mo
Today · 4.125%
HK$6,522
baseline
▲ 0.50% · 4.625%
HK$6,866
+HK$344/mo
Deposit HK$523K · loan HK$1.22M · min. income ≈ HK$13,044/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,960
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,145
−HK$188/mo
Today · 4.125%
HK$6,333
baseline
▲ 0.50% · 4.625%
HK$6,719
+HK$386/mo
Deposit HK$436K · loan HK$1.31M · min. income ≈ HK$12,666/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,630
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,808
−HK$180/mo
Today · 4.125%
HK$6,988
baseline
▲ 0.50% · 4.625%
HK$7,356
+HK$368/mo
Deposit HK$436K · loan HK$1.31M · min. income ≈ HK$13,976/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,357
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,555
−HK$200/mo
Today · 4.125%
HK$6,755
baseline
▲ 0.50% · 4.625%
HK$7,167
+HK$412/mo
Deposit HK$348K · loan HK$1.39M · min. income ≈ HK$13,510/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,072
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,262
−HK$192/mo
Today · 4.125%
HK$7,454
baseline
▲ 0.50% · 4.625%
HK$7,847
+HK$393/mo
Deposit HK$348K · loan HK$1.39M · min. income ≈ HK$14,908/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,754
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,964
−HK$214/mo
Today · 4.125%
HK$7,178
baseline
▲ 0.50% · 4.625%
HK$7,614
+HK$436/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$14,356/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,514
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,715
−HK$205/mo
Today · 4.125%
HK$7,920
baseline
▲ 0.50% · 4.625%
HK$8,337
+HK$417/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$15,840/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,151
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,374
−HK$226/mo
Today · 4.125%
HK$7,600
baseline
▲ 0.50% · 4.625%
HK$8,062
+HK$462/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$15,200/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,956
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,169
−HK$217/mo
Today · 4.125%
HK$8,386
baseline
▲ 0.50% · 4.625%
HK$8,828
+HK$442/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$16,772/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).