▼ 0.50% · 3.625%
HK$3,356
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,461
−HK$106/mo
Today · 4.125%
HK$3,567
baseline
▲ 0.50% · 4.625%
HK$3,784
+HK$217/mo
Deposit HK$736K · loan HK$736K · min. income ≈ HK$7,134/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,734
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,834
−HK$102/mo
Today · 4.125%
HK$3,936
baseline
▲ 0.50% · 4.625%
HK$4,143
+HK$207/mo
Deposit HK$736K · loan HK$736K · min. income ≈ HK$7,872/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,692
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,807
−HK$116/mo
Today · 4.125%
HK$3,923
baseline
▲ 0.50% · 4.625%
HK$4,162
+HK$239/mo
Deposit HK$662K · loan HK$810K · min. income ≈ HK$7,846/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,107
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,217
−HK$112/mo
Today · 4.125%
HK$4,329
baseline
▲ 0.50% · 4.625%
HK$4,557
+HK$228/mo
Deposit HK$662K · loan HK$810K · min. income ≈ HK$8,658/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,028
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,153
−HK$127/mo
Today · 4.125%
HK$4,280
baseline
▲ 0.50% · 4.625%
HK$4,541
+HK$261/mo
Deposit HK$589K · loan HK$883K · min. income ≈ HK$8,560/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,481
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,601
−HK$122/mo
Today · 4.125%
HK$4,723
baseline
▲ 0.50% · 4.625%
HK$4,972
+HK$249/mo
Deposit HK$589K · loan HK$883K · min. income ≈ HK$9,446/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,363
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,499
−HK$138/mo
Today · 4.125%
HK$4,637
baseline
▲ 0.50% · 4.625%
HK$4,919
+HK$282/mo
Deposit HK$515K · loan HK$957K · min. income ≈ HK$9,274/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,854
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,984
−HK$132/mo
Today · 4.125%
HK$5,116
baseline
▲ 0.50% · 4.625%
HK$5,386
+HK$270/mo
Deposit HK$515K · loan HK$957K · min. income ≈ HK$10,232/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,699
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,845
−HK$149/mo
Today · 4.125%
HK$4,994
baseline
▲ 0.50% · 4.625%
HK$5,297
+HK$303/mo
Deposit HK$442K · loan HK$1.03M · min. income ≈ HK$9,988/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,227
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,368
−HK$142/mo
Today · 4.125%
HK$5,510
baseline
▲ 0.50% · 4.625%
HK$5,800
+HK$290/mo
Deposit HK$442K · loan HK$1.03M · min. income ≈ HK$11,020/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,034
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,191
−HK$159/mo
Today · 4.125%
HK$5,350
baseline
▲ 0.50% · 4.625%
HK$5,676
+HK$326/mo
Deposit HK$368K · loan HK$1.10M · min. income ≈ HK$10,700/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,601
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,751
−HK$152/mo
Today · 4.125%
HK$5,903
baseline
▲ 0.50% · 4.625%
HK$6,215
+HK$312/mo
Deposit HK$368K · loan HK$1.10M · min. income ≈ HK$11,806/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,370
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,537
−HK$170/mo
Today · 4.125%
HK$5,707
baseline
▲ 0.50% · 4.625%
HK$6,054
+HK$347/mo
Deposit HK$294K · loan HK$1.18M · min. income ≈ HK$11,414/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,974
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,134
−HK$163/mo
Today · 4.125%
HK$6,297
baseline
▲ 0.50% · 4.625%
HK$6,629
+HK$332/mo
Deposit HK$294K · loan HK$1.18M · min. income ≈ HK$12,594/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,706
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,883
−HK$181/mo
Today · 4.125%
HK$6,064
baseline
▲ 0.50% · 4.625%
HK$6,433
+HK$369/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$12,128/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,348
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,518
−HK$173/mo
Today · 4.125%
HK$6,691
baseline
▲ 0.50% · 4.625%
HK$7,043
+HK$352/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$13,382/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,041
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,229
−HK$191/mo
Today · 4.125%
HK$6,420
baseline
▲ 0.50% · 4.625%
HK$6,811
+HK$391/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$12,840/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,721
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,901
−HK$183/mo
Today · 4.125%
HK$7,084
baseline
▲ 0.50% · 4.625%
HK$7,458
+HK$374/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$14,168/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).