▼ 0.50% · 3.625%
HK$3,947
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,070
−HK$124/mo
Today · 4.125%
HK$4,194
baseline
▲ 0.50% · 4.625%
HK$4,450
+HK$256/mo
Deposit HK$865K · loan HK$865K · min. income ≈ HK$8,388/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,391
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,509
−HK$119/mo
Today · 4.125%
HK$4,628
baseline
▲ 0.50% · 4.625%
HK$4,872
+HK$244/mo
Deposit HK$865K · loan HK$865K · min. income ≈ HK$9,256/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,342
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,477
−HK$137/mo
Today · 4.125%
HK$4,614
baseline
▲ 0.50% · 4.625%
HK$4,895
+HK$281/mo
Deposit HK$779K · loan HK$952K · min. income ≈ HK$9,228/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,830
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,959
−HK$132/mo
Today · 4.125%
HK$5,091
baseline
▲ 0.50% · 4.625%
HK$5,359
+HK$268/mo
Deposit HK$779K · loan HK$952K · min. income ≈ HK$10,182/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,736
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,884
−HK$149/mo
Today · 4.125%
HK$5,033
baseline
▲ 0.50% · 4.625%
HK$5,339
+HK$306/mo
Deposit HK$692K · loan HK$1.04M · min. income ≈ HK$10,066/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,269
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,410
−HK$144/mo
Today · 4.125%
HK$5,554
baseline
▲ 0.50% · 4.625%
HK$5,846
+HK$292/mo
Deposit HK$692K · loan HK$1.04M · min. income ≈ HK$11,108/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,131
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,290
−HK$163/mo
Today · 4.125%
HK$5,453
baseline
▲ 0.50% · 4.625%
HK$5,784
+HK$331/mo
Deposit HK$606K · loan HK$1.13M · min. income ≈ HK$10,906/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,708
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,861
−HK$155/mo
Today · 4.125%
HK$6,016
baseline
▲ 0.50% · 4.625%
HK$6,334
+HK$318/mo
Deposit HK$606K · loan HK$1.13M · min. income ≈ HK$12,032/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,526
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,697
−HK$175/mo
Today · 4.125%
HK$5,872
baseline
▲ 0.50% · 4.625%
HK$6,229
+HK$357/mo
Deposit HK$519K · loan HK$1.21M · min. income ≈ HK$11,744/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,147
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,312
−HK$167/mo
Today · 4.125%
HK$6,479
baseline
▲ 0.50% · 4.625%
HK$6,821
+HK$342/mo
Deposit HK$519K · loan HK$1.21M · min. income ≈ HK$12,958/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,920
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,104
−HK$188/mo
Today · 4.125%
HK$6,292
baseline
▲ 0.50% · 4.625%
HK$6,674
+HK$382/mo
Deposit HK$433K · loan HK$1.30M · min. income ≈ HK$12,584/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,586
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,763
−HK$179/mo
Today · 4.125%
HK$6,942
baseline
▲ 0.50% · 4.625%
HK$7,308
+HK$366/mo
Deposit HK$433K · loan HK$1.30M · min. income ≈ HK$13,884/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,315
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,511
−HK$200/mo
Today · 4.125%
HK$6,711
baseline
▲ 0.50% · 4.625%
HK$7,119
+HK$408/mo
Deposit HK$346K · loan HK$1.38M · min. income ≈ HK$13,422/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,025
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,214
−HK$191/mo
Today · 4.125%
HK$7,405
baseline
▲ 0.50% · 4.625%
HK$7,795
+HK$390/mo
Deposit HK$346K · loan HK$1.38M · min. income ≈ HK$14,810/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,710
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,918
−HK$212/mo
Today · 4.125%
HK$7,130
baseline
▲ 0.50% · 4.625%
HK$7,564
+HK$434/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$14,260/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,464
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,665
−HK$203/mo
Today · 4.125%
HK$7,868
baseline
▲ 0.50% · 4.625%
HK$8,282
+HK$414/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$15,736/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,104
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,325
−HK$225/mo
Today · 4.125%
HK$7,550
baseline
▲ 0.50% · 4.625%
HK$8,009
+HK$459/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$15,100/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,903
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,115
−HK$215/mo
Today · 4.125%
HK$8,330
baseline
▲ 0.50% · 4.625%
HK$8,770
+HK$440/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$16,660/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).