▼ 0.50% · 3.625%
HK$4,555
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,697
−HK$144/mo
Today · 4.125%
HK$4,841
baseline
▲ 0.50% · 4.625%
HK$5,136
+HK$295/mo
Deposit HK$999K · loan HK$999K · min. income ≈ HK$9,682/mo (50% DSR)
Upfront cash ≈ HK$999K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,068
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,204
−HK$138/mo
Today · 4.125%
HK$5,342
baseline
▲ 0.50% · 4.625%
HK$5,623
+HK$281/mo
Deposit HK$999K · loan HK$999K · min. income ≈ HK$10,684/mo (50% DSR)
Upfront cash ≈ HK$999K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,011
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,167
−HK$158/mo
Today · 4.125%
HK$5,325
baseline
▲ 0.50% · 4.625%
HK$5,649
+HK$324/mo
Deposit HK$899K · loan HK$1.10M · min. income ≈ HK$10,650/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,574
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,724
−HK$152/mo
Today · 4.125%
HK$5,876
baseline
▲ 0.50% · 4.625%
HK$6,185
+HK$309/mo
Deposit HK$899K · loan HK$1.10M · min. income ≈ HK$11,752/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,466
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,636
−HK$173/mo
Today · 4.125%
HK$5,809
baseline
▲ 0.50% · 4.625%
HK$6,163
+HK$354/mo
Deposit HK$799K · loan HK$1.20M · min. income ≈ HK$11,618/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,081
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,244
−HK$166/mo
Today · 4.125%
HK$6,410
baseline
▲ 0.50% · 4.625%
HK$6,748
+HK$338/mo
Deposit HK$799K · loan HK$1.20M · min. income ≈ HK$12,820/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,922
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,106
−HK$187/mo
Today · 4.125%
HK$6,293
baseline
▲ 0.50% · 4.625%
HK$6,676
+HK$383/mo
Deposit HK$699K · loan HK$1.30M · min. income ≈ HK$12,586/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,588
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,765
−HK$179/mo
Today · 4.125%
HK$6,944
baseline
▲ 0.50% · 4.625%
HK$7,310
+HK$366/mo
Deposit HK$699K · loan HK$1.30M · min. income ≈ HK$13,888/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,377
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,576
−HK$201/mo
Today · 4.125%
HK$6,777
baseline
▲ 0.50% · 4.625%
HK$7,190
+HK$413/mo
Deposit HK$599K · loan HK$1.40M · min. income ≈ HK$13,554/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,095
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,285
−HK$193/mo
Today · 4.125%
HK$7,478
baseline
▲ 0.50% · 4.625%
HK$7,872
+HK$394/mo
Deposit HK$599K · loan HK$1.40M · min. income ≈ HK$14,956/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,833
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,045
−HK$216/mo
Today · 4.125%
HK$7,261
baseline
▲ 0.50% · 4.625%
HK$7,703
+HK$442/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$14,522/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,602
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,805
−HK$207/mo
Today · 4.125%
HK$8,012
baseline
▲ 0.50% · 4.625%
HK$8,435
+HK$423/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$16,024/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,288
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,515
−HK$231/mo
Today · 4.125%
HK$7,746
baseline
▲ 0.50% · 4.625%
HK$8,217
+HK$471/mo
Deposit HK$400K · loan HK$1.60M · min. income ≈ HK$15,492/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,108
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,326
−HK$220/mo
Today · 4.125%
HK$8,546
baseline
▲ 0.50% · 4.625%
HK$8,997
+HK$451/mo
Deposit HK$400K · loan HK$1.60M · min. income ≈ HK$17,092/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,744
−HK$486/mo
▼ 0.25% · 3.875%
HK$7,985
−HK$245/mo
Today · 4.125%
HK$8,230
baseline
▲ 0.50% · 4.625%
HK$8,730
+HK$500/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$16,460/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,615
−HK$466/mo
▼ 0.25% · 3.875%
HK$8,846
−HK$235/mo
Today · 4.125%
HK$9,081
baseline
▲ 0.50% · 4.625%
HK$9,559
+HK$478/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$18,162/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,200
−HK$514/mo
▼ 0.25% · 3.875%
HK$8,455
−HK$259/mo
Today · 4.125%
HK$8,714
baseline
▲ 0.50% · 4.625%
HK$9,244
+HK$530/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,428/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,122
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,367
−HK$248/mo
Today · 4.125%
HK$9,615
baseline
▲ 0.50% · 4.625%
HK$10,122
+HK$507/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,230/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).