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At today's rate and a 90% mortgage, the deposit on this unit is about HK$212K, with repayments around HK$9,243/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$212K · loan HK$1.91M · min. income ≈ HK$18,486/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Kwai Hing Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- A
- Saleable Area
- 357 Saleable ft²
- Gross Area
- 551 ft²
- Efficiency
- 65%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 64
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-02-28 | HK$2.30M | −11.5% 3.4y · −4.0%/yr |
| 2020-09-24 | HK$2.60M | +31.3% 3.1y · 10.0%/yr |
| 2017-08-11 | HK$1.98M | +582.8% 12.7y · 46.0%/yr |
| 2004-12-02 | HK$290K | +7.4% |
| 2002-01-31 | HK$270K | — |