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Crescira AVM · estimated value Medium confidence
HK$88.67M
≈ HK$18,970 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$26.60M, with repayments around HK$300,808/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$283,058
−HK$17,750/mo
▼ 0.25% · 3.875%
HK$291,863
−HK$8,945/mo
Today · 4.125%
HK$300,808
baseline
▲ 0.50% · 4.625%
HK$319,112
+HK$18,304/mo

Deposit HK$26.60M · loan HK$62.07M · min. income ≈ HK$601,616/mo (50% DSR)

Upfront cash ≈ HK$30.37M (deposit + AVD stamp duty HK$3,768,365 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
40/F
Flat
E
Saleable Area
4,674 ft²
Gross Area
6,459 ft²
Efficiency
72%
District
Tsuen Wan District · New Territories West
School net (POA)
62

Transaction History

Date Price Gain / loss
2011-01-31 HK$161.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tsuen Wan West
≈ 21 min walk · 1,658 m
(quite far — consider other transport options)
Education
7
schools within 1 km (0 within 500 m)
Daily convenience
8
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
8
parks, libraries, sports within 1 km

Family-friendly — 7 schools within a 1 km walk.

Everyday convenience — 8 shopping and daily-needs spots nearby.

Green space & leisure — 8 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com