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At today's rate and a 90% mortgage, the deposit on this unit is about HK$626K, with repayments around HK$27,300/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$626K · loan HK$5.63M · min. income ≈ HK$54,600/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$160,882 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 21 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 20 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 39/F
- Flat
- F
- Saleable Area
- 393 Saleable ft²
- Gross Area
- 525 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-11-01 | HK$6.55M | +23.6% 5.6y · 4.0%/yr |
| 2017-04-24 | HK$5.30M | +180.4% 7.7y · 23.0%/yr |
| 2009-07-24 | HK$1.89M | +11.8% |
| 2005-05-06 | HK$1.69M | +8.3% |
| 2004-11-15 | HK$1.56M | +17.3% |
| 2004-08-10 | HK$1.33M | +11.8% |
| 2003-10-30 | HK$1.19M | — |