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At today's rate and a 90% mortgage, the deposit on this unit is about HK$628K, with repayments around HK$27,372/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$628K · loan HK$5.65M · min. income ≈ HK$54,744/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$162,535 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 21 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 20 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 39/F
- Flat
- B
- Saleable Area
- 393 Saleable ft²
- Gross Area
- 525 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-10-13 | HK$6.55M | +9.2% 4.7y · 2.0%/yr |
| 2018-01-24 | HK$6.00M | +31.0% 3.3y · 9.0%/yr |
| 2014-10-13 | HK$4.58M | +119.1% |
| 2010-01-07 | HK$2.09M | +14.2% |
| 2005-07-22 | HK$1.83M | +63.4% |
| 2003-08-11 | HK$1.12M | — |