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At today's rate and a 90% mortgage, the deposit on this unit is about HK$574K, with repayments around HK$25,052/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$574K · loan HK$5.17M · min. income ≈ HK$50,104/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$129,228 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 21 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 20 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- F
- Saleable Area
- 393 Saleable ft²
- Gross Area
- 527 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-02-10 | HK$5.49M | −11.5% 5.4y · −2.0%/yr |
| 2020-10-06 | HK$6.20M | +19.2% 3.1y · 6.0%/yr |
| 2017-08-17 | HK$5.20M | +256.2% 12.8y · 20.0%/yr |
| 2004-10-23 | HK$1.46M | +11.5% |
| 2004-04-20 | HK$1.31M | +21.3% |
| 2003-08-04 | HK$1.08M | — |