▼ 0.50% · 3.625%
HK$17,132
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,665
−HK$541/mo
Today · 4.125%
HK$18,206
baseline
▲ 0.50% · 4.625%
HK$19,314
+HK$1,108/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$36,412/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,059
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$19,570
−HK$519/mo
Today · 4.125%
HK$20,089
baseline
▲ 0.50% · 4.625%
HK$21,148
+HK$1,059/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$40,178/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,845
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,431
−HK$596/mo
Today · 4.125%
HK$20,027
baseline
▲ 0.50% · 4.625%
HK$21,246
+HK$1,219/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$40,054/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$225,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,965
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,527
−HK$571/mo
Today · 4.125%
HK$22,098
baseline
▲ 0.50% · 4.625%
HK$23,263
+HK$1,165/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$44,196/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$225,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,558
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,198
−HK$650/mo
Today · 4.125%
HK$21,848
baseline
▲ 0.50% · 4.625%
HK$23,177
+HK$1,329/mo
Deposit HK$3.01M · loan HK$4.51M · min. income ≈ HK$43,696/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,871
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,484
−HK$623/mo
Today · 4.125%
HK$24,107
baseline
▲ 0.50% · 4.625%
HK$25,377
+HK$1,270/mo
Deposit HK$3.01M · loan HK$4.51M · min. income ≈ HK$48,214/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,272
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,964
−HK$704/mo
Today · 4.125%
HK$23,668
baseline
▲ 0.50% · 4.625%
HK$25,108
+HK$1,440/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$47,336/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$225,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,777
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,441
−HK$675/mo
Today · 4.125%
HK$26,116
baseline
▲ 0.50% · 4.625%
HK$27,492
+HK$1,376/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$52,232/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$225,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,985
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,731
−HK$758/mo
Today · 4.125%
HK$25,489
baseline
▲ 0.50% · 4.625%
HK$27,040
+HK$1,551/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$50,978/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,683
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,399
−HK$725/mo
Today · 4.125%
HK$28,124
baseline
▲ 0.50% · 4.625%
HK$29,607
+HK$1,483/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$56,248/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,698
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,497
−HK$813/mo
Today · 4.125%
HK$27,310
baseline
▲ 0.50% · 4.625%
HK$28,971
+HK$1,661/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$54,620/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,589
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,356
−HK$777/mo
Today · 4.125%
HK$30,133
baseline
▲ 0.50% · 4.625%
HK$31,722
+HK$1,589/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$60,266/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,411
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,264
−HK$866/mo
Today · 4.125%
HK$29,130
baseline
▲ 0.50% · 4.625%
HK$30,903
+HK$1,773/mo
Deposit HK$1.50M · loan HK$6.01M · min. income ≈ HK$58,260/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,495
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,313
−HK$829/mo
Today · 4.125%
HK$32,142
baseline
▲ 0.50% · 4.625%
HK$33,837
+HK$1,695/mo
Deposit HK$1.50M · loan HK$6.01M · min. income ≈ HK$64,284/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,124
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,030
−HK$921/mo
Today · 4.125%
HK$30,951
baseline
▲ 0.50% · 4.625%
HK$32,834
+HK$1,883/mo
Deposit HK$1.13M · loan HK$6.39M · min. income ≈ HK$61,902/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,401
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,270
−HK$881/mo
Today · 4.125%
HK$34,151
baseline
▲ 0.50% · 4.625%
HK$35,951
+HK$1,800/mo
Deposit HK$1.13M · loan HK$6.39M · min. income ≈ HK$68,302/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,838
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,797
−HK$974/mo
Today · 4.125%
HK$32,771
baseline
▲ 0.50% · 4.625%
HK$34,766
+HK$1,995/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$65,542/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$225,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,307
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,227
−HK$933/mo
Today · 4.125%
HK$36,160
baseline
▲ 0.50% · 4.625%
HK$38,066
+HK$1,906/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$72,320/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$225,397 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).