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At today's rate and a 90% mortgage, the deposit on this unit is about HK$610K, with repayments around HK$26,624/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$610K · loan HK$5.49M · min. income ≈ HK$53,248/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$145,383 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 21 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 20 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- C
- Saleable Area
- 393 Saleable ft²
- Gross Area
- 527 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-11 | HK$5.48M | +37.0% 9.6y · 4.0%/yr |
| 2016-04-01 | HK$4.00M | +90.5% 6.2y · 15.0%/yr |
| 2010-02-03 | HK$2.10M | +40.0% |
| 2005-05-31 | HK$1.50M | −8.0% |
| 2005-04-29 | HK$1.63M | +46.8% |
| 2003-08-02 | HK$1.11M | — |