▼ 0.50% · 3.625%
HK$4,159
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,288
−HK$132/mo
Today · 4.125%
HK$4,420
baseline
▲ 0.50% · 4.625%
HK$4,689
+HK$269/mo
Deposit HK$912K · loan HK$912K · min. income ≈ HK$8,840/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,627
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,751
−HK$126/mo
Today · 4.125%
HK$4,877
baseline
▲ 0.50% · 4.625%
HK$5,134
+HK$257/mo
Deposit HK$912K · loan HK$912K · min. income ≈ HK$9,754/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,575
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,717
−HK$145/mo
Today · 4.125%
HK$4,862
baseline
▲ 0.50% · 4.625%
HK$5,158
+HK$296/mo
Deposit HK$821K · loan HK$1.00M · min. income ≈ HK$9,724/mo (50% DSR)
Upfront cash ≈ HK$821K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,090
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,226
−HK$139/mo
Today · 4.125%
HK$5,365
baseline
▲ 0.50% · 4.625%
HK$5,647
+HK$282/mo
Deposit HK$821K · loan HK$1.00M · min. income ≈ HK$10,730/mo (50% DSR)
Upfront cash ≈ HK$821K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,991
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,146
−HK$158/mo
Today · 4.125%
HK$5,304
baseline
▲ 0.50% · 4.625%
HK$5,627
+HK$323/mo
Deposit HK$730K · loan HK$1.09M · min. income ≈ HK$10,608/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,552
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,701
−HK$151/mo
Today · 4.125%
HK$5,852
baseline
▲ 0.50% · 4.625%
HK$6,161
+HK$309/mo
Deposit HK$730K · loan HK$1.09M · min. income ≈ HK$11,704/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,407
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,575
−HK$171/mo
Today · 4.125%
HK$5,746
baseline
▲ 0.50% · 4.625%
HK$6,096
+HK$350/mo
Deposit HK$638K · loan HK$1.19M · min. income ≈ HK$11,492/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,015
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,176
−HK$164/mo
Today · 4.125%
HK$6,340
baseline
▲ 0.50% · 4.625%
HK$6,674
+HK$334/mo
Deposit HK$638K · loan HK$1.19M · min. income ≈ HK$12,680/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,823
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,004
−HK$184/mo
Today · 4.125%
HK$6,188
baseline
▲ 0.50% · 4.625%
HK$6,564
+HK$376/mo
Deposit HK$547K · loan HK$1.28M · min. income ≈ HK$12,376/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,478
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,651
−HK$177/mo
Today · 4.125%
HK$6,828
baseline
▲ 0.50% · 4.625%
HK$7,188
+HK$360/mo
Deposit HK$547K · loan HK$1.28M · min. income ≈ HK$13,656/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,239
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,433
−HK$197/mo
Today · 4.125%
HK$6,630
baseline
▲ 0.50% · 4.625%
HK$7,033
+HK$403/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$13,260/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,940
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,127
−HK$188/mo
Today · 4.125%
HK$7,315
baseline
▲ 0.50% · 4.625%
HK$7,701
+HK$386/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$14,630/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,655
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,862
−HK$210/mo
Today · 4.125%
HK$7,072
baseline
▲ 0.50% · 4.625%
HK$7,502
+HK$430/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$14,144/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,403
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,602
−HK$201/mo
Today · 4.125%
HK$7,803
baseline
▲ 0.50% · 4.625%
HK$8,214
+HK$411/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$15,606/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,070
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,290
−HK$224/mo
Today · 4.125%
HK$7,514
baseline
▲ 0.50% · 4.625%
HK$7,971
+HK$457/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$15,028/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,866
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,077
−HK$214/mo
Today · 4.125%
HK$8,291
baseline
▲ 0.50% · 4.625%
HK$8,728
+HK$437/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$16,582/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,486
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,719
−HK$237/mo
Today · 4.125%
HK$7,956
baseline
▲ 0.50% · 4.625%
HK$8,440
+HK$484/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,912/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,329
−HK$449/mo
▼ 0.25% · 3.875%
HK$8,552
−HK$226/mo
Today · 4.125%
HK$8,778
baseline
▲ 0.50% · 4.625%
HK$9,241
+HK$463/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,556/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).