▼ 0.50% · 3.625%
HK$4,147
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,276
−HK$131/mo
Today · 4.125%
HK$4,407
baseline
▲ 0.50% · 4.625%
HK$4,676
+HK$269/mo
Deposit HK$909K · loan HK$909K · min. income ≈ HK$8,814/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,614
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,738
−HK$125/mo
Today · 4.125%
HK$4,863
baseline
▲ 0.50% · 4.625%
HK$5,120
+HK$257/mo
Deposit HK$909K · loan HK$909K · min. income ≈ HK$9,726/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,562
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,704
−HK$144/mo
Today · 4.125%
HK$4,848
baseline
▲ 0.50% · 4.625%
HK$5,143
+HK$295/mo
Deposit HK$818K · loan HK$1.00M · min. income ≈ HK$9,696/mo (50% DSR)
Upfront cash ≈ HK$819K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,075
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,211
−HK$138/mo
Today · 4.125%
HK$5,349
baseline
▲ 0.50% · 4.625%
HK$5,631
+HK$282/mo
Deposit HK$818K · loan HK$1.00M · min. income ≈ HK$10,698/mo (50% DSR)
Upfront cash ≈ HK$819K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,977
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,132
−HK$157/mo
Today · 4.125%
HK$5,289
baseline
▲ 0.50% · 4.625%
HK$5,611
+HK$322/mo
Deposit HK$728K · loan HK$1.09M · min. income ≈ HK$10,578/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,537
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,685
−HK$151/mo
Today · 4.125%
HK$5,836
baseline
▲ 0.50% · 4.625%
HK$6,143
+HK$307/mo
Deposit HK$728K · loan HK$1.09M · min. income ≈ HK$11,672/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,392
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,559
−HK$171/mo
Today · 4.125%
HK$5,730
baseline
▲ 0.50% · 4.625%
HK$6,078
+HK$348/mo
Deposit HK$637K · loan HK$1.18M · min. income ≈ HK$11,460/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,998
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,159
−HK$163/mo
Today · 4.125%
HK$6,322
baseline
▲ 0.50% · 4.625%
HK$6,655
+HK$333/mo
Deposit HK$637K · loan HK$1.18M · min. income ≈ HK$12,644/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,806
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,987
−HK$183/mo
Today · 4.125%
HK$6,170
baseline
▲ 0.50% · 4.625%
HK$6,546
+HK$376/mo
Deposit HK$546K · loan HK$1.27M · min. income ≈ HK$12,340/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,459
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,633
−HK$175/mo
Today · 4.125%
HK$6,808
baseline
▲ 0.50% · 4.625%
HK$7,167
+HK$359/mo
Deposit HK$546K · loan HK$1.27M · min. income ≈ HK$13,616/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,221
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,415
−HK$196/mo
Today · 4.125%
HK$6,611
baseline
▲ 0.50% · 4.625%
HK$7,013
+HK$402/mo
Deposit HK$455K · loan HK$1.36M · min. income ≈ HK$13,222/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,921
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,106
−HK$189/mo
Today · 4.125%
HK$7,295
baseline
▲ 0.50% · 4.625%
HK$7,679
+HK$384/mo
Deposit HK$455K · loan HK$1.36M · min. income ≈ HK$14,590/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,636
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,842
−HK$210/mo
Today · 4.125%
HK$7,052
baseline
▲ 0.50% · 4.625%
HK$7,481
+HK$429/mo
Deposit HK$364K · loan HK$1.46M · min. income ≈ HK$14,104/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,382
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,580
−HK$201/mo
Today · 4.125%
HK$7,781
baseline
▲ 0.50% · 4.625%
HK$8,191
+HK$410/mo
Deposit HK$364K · loan HK$1.46M · min. income ≈ HK$15,562/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,050
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,270
−HK$223/mo
Today · 4.125%
HK$7,493
baseline
▲ 0.50% · 4.625%
HK$7,949
+HK$456/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$14,986/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,844
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,054
−HK$213/mo
Today · 4.125%
HK$8,267
baseline
▲ 0.50% · 4.625%
HK$8,703
+HK$436/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$16,534/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,465
−HK$468/mo
▼ 0.25% · 3.875%
HK$7,697
−HK$236/mo
Today · 4.125%
HK$7,933
baseline
▲ 0.50% · 4.625%
HK$8,416
+HK$483/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,866/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,305
−HK$449/mo
▼ 0.25% · 3.875%
HK$8,528
−HK$226/mo
Today · 4.125%
HK$8,754
baseline
▲ 0.50% · 4.625%
HK$9,215
+HK$461/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,508/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).