▼ 0.50% · 3.625%
HK$4,791
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,940
−HK$151/mo
Today · 4.125%
HK$5,091
baseline
▲ 0.50% · 4.625%
HK$5,401
+HK$310/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$10,182/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,330
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,473
−HK$145/mo
Today · 4.125%
HK$5,618
baseline
▲ 0.50% · 4.625%
HK$5,914
+HK$296/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$11,236/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,270
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,434
−HK$166/mo
Today · 4.125%
HK$5,600
baseline
▲ 0.50% · 4.625%
HK$5,941
+HK$341/mo
Deposit HK$945K · loan HK$1.16M · min. income ≈ HK$11,200/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,863
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,020
−HK$159/mo
Today · 4.125%
HK$6,179
baseline
▲ 0.50% · 4.625%
HK$6,505
+HK$326/mo
Deposit HK$945K · loan HK$1.16M · min. income ≈ HK$12,358/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,749
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,928
−HK$181/mo
Today · 4.125%
HK$6,109
baseline
▲ 0.50% · 4.625%
HK$6,481
+HK$372/mo
Deposit HK$840K · loan HK$1.26M · min. income ≈ HK$12,218/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,396
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,567
−HK$174/mo
Today · 4.125%
HK$6,741
baseline
▲ 0.50% · 4.625%
HK$7,096
+HK$355/mo
Deposit HK$840K · loan HK$1.26M · min. income ≈ HK$13,482/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,228
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,422
−HK$197/mo
Today · 4.125%
HK$6,619
baseline
▲ 0.50% · 4.625%
HK$7,021
+HK$402/mo
Deposit HK$735K · loan HK$1.37M · min. income ≈ HK$13,238/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,929
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,114
−HK$189/mo
Today · 4.125%
HK$7,303
baseline
▲ 0.50% · 4.625%
HK$7,688
+HK$385/mo
Deposit HK$735K · loan HK$1.37M · min. income ≈ HK$14,606/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,707
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,916
−HK$212/mo
Today · 4.125%
HK$7,128
baseline
▲ 0.50% · 4.625%
HK$7,561
+HK$433/mo
Deposit HK$630K · loan HK$1.47M · min. income ≈ HK$14,256/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,462
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,662
−HK$203/mo
Today · 4.125%
HK$7,865
baseline
▲ 0.50% · 4.625%
HK$8,279
+HK$414/mo
Deposit HK$630K · loan HK$1.47M · min. income ≈ HK$15,730/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,186
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,410
−HK$227/mo
Today · 4.125%
HK$7,637
baseline
▲ 0.50% · 4.625%
HK$8,101
+HK$464/mo
Deposit HK$525K · loan HK$1.58M · min. income ≈ HK$15,274/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,994
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,209
−HK$217/mo
Today · 4.125%
HK$8,426
baseline
▲ 0.50% · 4.625%
HK$8,871
+HK$445/mo
Deposit HK$525K · loan HK$1.58M · min. income ≈ HK$16,852/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,665
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,904
−HK$242/mo
Today · 4.125%
HK$8,146
baseline
▲ 0.50% · 4.625%
HK$8,642
+HK$496/mo
Deposit HK$420K · loan HK$1.68M · min. income ≈ HK$16,292/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,527
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,756
−HK$232/mo
Today · 4.125%
HK$8,988
baseline
▲ 0.50% · 4.625%
HK$9,462
+HK$474/mo
Deposit HK$420K · loan HK$1.68M · min. income ≈ HK$17,976/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,144
−HK$511/mo
▼ 0.25% · 3.875%
HK$8,398
−HK$257/mo
Today · 4.125%
HK$8,655
baseline
▲ 0.50% · 4.625%
HK$9,182
+HK$527/mo
Deposit HK$315K · loan HK$1.79M · min. income ≈ HK$17,310/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,060
−HK$490/mo
▼ 0.25% · 3.875%
HK$9,303
−HK$247/mo
Today · 4.125%
HK$9,550
baseline
▲ 0.50% · 4.625%
HK$10,053
+HK$503/mo
Deposit HK$315K · loan HK$1.79M · min. income ≈ HK$19,100/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,623
−HK$541/mo
▼ 0.25% · 3.875%
HK$8,892
−HK$272/mo
Today · 4.125%
HK$9,164
baseline
▲ 0.50% · 4.625%
HK$9,722
+HK$558/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$18,328/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,593
−HK$519/mo
▼ 0.25% · 3.875%
HK$9,851
−HK$261/mo
Today · 4.125%
HK$10,112
baseline
▲ 0.50% · 4.625%
HK$10,645
+HK$533/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$20,224/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).