▼ 0.50% · 3.625%
HK$4,842
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,992
−HK$153/mo
Today · 4.125%
HK$5,145
baseline
▲ 0.50% · 4.625%
HK$5,459
+HK$314/mo
Deposit HK$1.06M · loan HK$1.06M · min. income ≈ HK$10,290/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,386
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,531
−HK$147/mo
Today · 4.125%
HK$5,678
baseline
▲ 0.50% · 4.625%
HK$5,977
+HK$299/mo
Deposit HK$1.06M · loan HK$1.06M · min. income ≈ HK$11,356/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,326
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,492
−HK$168/mo
Today · 4.125%
HK$5,660
baseline
▲ 0.50% · 4.625%
HK$6,004
+HK$344/mo
Deposit HK$956K · loan HK$1.17M · min. income ≈ HK$11,320/mo (50% DSR)
Upfront cash ≈ HK$956K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,925
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,084
−HK$161/mo
Today · 4.125%
HK$6,245
baseline
▲ 0.50% · 4.625%
HK$6,574
+HK$329/mo
Deposit HK$956K · loan HK$1.17M · min. income ≈ HK$12,490/mo (50% DSR)
Upfront cash ≈ HK$956K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,810
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,991
−HK$184/mo
Today · 4.125%
HK$6,175
baseline
▲ 0.50% · 4.625%
HK$6,550
+HK$375/mo
Deposit HK$849K · loan HK$1.27M · min. income ≈ HK$12,350/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,464
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,637
−HK$176/mo
Today · 4.125%
HK$6,813
baseline
▲ 0.50% · 4.625%
HK$7,172
+HK$359/mo
Deposit HK$849K · loan HK$1.27M · min. income ≈ HK$13,626/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,294
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,490
−HK$199/mo
Today · 4.125%
HK$6,689
baseline
▲ 0.50% · 4.625%
HK$7,096
+HK$407/mo
Deposit HK$743K · loan HK$1.38M · min. income ≈ HK$13,378/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,002
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,190
−HK$191/mo
Today · 4.125%
HK$7,381
baseline
▲ 0.50% · 4.625%
HK$7,770
+HK$389/mo
Deposit HK$743K · loan HK$1.38M · min. income ≈ HK$14,762/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,779
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,989
−HK$215/mo
Today · 4.125%
HK$7,204
baseline
▲ 0.50% · 4.625%
HK$7,642
+HK$438/mo
Deposit HK$637K · loan HK$1.49M · min. income ≈ HK$14,408/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,541
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,743
−HK$206/mo
Today · 4.125%
HK$7,949
baseline
▲ 0.50% · 4.625%
HK$8,367
+HK$418/mo
Deposit HK$637K · loan HK$1.49M · min. income ≈ HK$15,898/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,263
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,489
−HK$229/mo
Today · 4.125%
HK$7,718
baseline
▲ 0.50% · 4.625%
HK$8,188
+HK$470/mo
Deposit HK$531K · loan HK$1.59M · min. income ≈ HK$15,436/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,080
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,296
−HK$220/mo
Today · 4.125%
HK$8,516
baseline
▲ 0.50% · 4.625%
HK$8,965
+HK$449/mo
Deposit HK$531K · loan HK$1.59M · min. income ≈ HK$17,032/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,747
−HK$486/mo
▼ 0.25% · 3.875%
HK$7,988
−HK$245/mo
Today · 4.125%
HK$8,233
baseline
▲ 0.50% · 4.625%
HK$8,734
+HK$501/mo
Deposit HK$425K · loan HK$1.70M · min. income ≈ HK$16,466/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,618
−HK$466/mo
▼ 0.25% · 3.875%
HK$8,850
−HK$234/mo
Today · 4.125%
HK$9,084
baseline
▲ 0.50% · 4.625%
HK$9,563
+HK$479/mo
Deposit HK$425K · loan HK$1.70M · min. income ≈ HK$18,168/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,231
−HK$516/mo
▼ 0.25% · 3.875%
HK$8,487
−HK$260/mo
Today · 4.125%
HK$8,747
baseline
▲ 0.50% · 4.625%
HK$9,280
+HK$533/mo
Deposit HK$319K · loan HK$1.80M · min. income ≈ HK$17,494/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,157
−HK$495/mo
▼ 0.25% · 3.875%
HK$9,403
−HK$249/mo
Today · 4.125%
HK$9,652
baseline
▲ 0.50% · 4.625%
HK$10,161
+HK$509/mo
Deposit HK$319K · loan HK$1.80M · min. income ≈ HK$19,304/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,715
−HK$547/mo
▼ 0.25% · 3.875%
HK$8,986
−HK$276/mo
Today · 4.125%
HK$9,262
baseline
▲ 0.50% · 4.625%
HK$9,825
+HK$563/mo
Deposit HK$212K · loan HK$1.91M · min. income ≈ HK$18,524/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,696
−HK$524/mo
▼ 0.25% · 3.875%
HK$9,956
−HK$264/mo
Today · 4.125%
HK$10,220
baseline
▲ 0.50% · 4.625%
HK$10,758
+HK$538/mo
Deposit HK$212K · loan HK$1.91M · min. income ≈ HK$20,440/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).