▼ 0.50% · 3.625%
HK$4,108
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,235
−HK$130/mo
Today · 4.125%
HK$4,365
baseline
▲ 0.50% · 4.625%
HK$4,631
+HK$266/mo
Deposit HK$901K · loan HK$901K · min. income ≈ HK$8,730/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,570
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,692
−HK$125/mo
Today · 4.125%
HK$4,817
baseline
▲ 0.50% · 4.625%
HK$5,071
+HK$254/mo
Deposit HK$901K · loan HK$901K · min. income ≈ HK$9,634/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,518
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,659
−HK$143/mo
Today · 4.125%
HK$4,802
baseline
▲ 0.50% · 4.625%
HK$5,094
+HK$292/mo
Deposit HK$811K · loan HK$991K · min. income ≈ HK$9,604/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,027
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,162
−HK$136/mo
Today · 4.125%
HK$5,298
baseline
▲ 0.50% · 4.625%
HK$5,578
+HK$280/mo
Deposit HK$811K · loan HK$991K · min. income ≈ HK$10,596/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,929
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,083
−HK$155/mo
Today · 4.125%
HK$5,238
baseline
▲ 0.50% · 4.625%
HK$5,557
+HK$319/mo
Deposit HK$721K · loan HK$1.08M · min. income ≈ HK$10,476/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,484
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,631
−HK$149/mo
Today · 4.125%
HK$5,780
baseline
▲ 0.50% · 4.625%
HK$6,085
+HK$305/mo
Deposit HK$721K · loan HK$1.08M · min. income ≈ HK$11,560/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,340
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,506
−HK$169/mo
Today · 4.125%
HK$5,675
baseline
▲ 0.50% · 4.625%
HK$6,020
+HK$345/mo
Deposit HK$630K · loan HK$1.17M · min. income ≈ HK$11,350/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,941
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,100
−HK$162/mo
Today · 4.125%
HK$6,262
baseline
▲ 0.50% · 4.625%
HK$6,592
+HK$330/mo
Deposit HK$630K · loan HK$1.17M · min. income ≈ HK$12,524/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,751
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,930
−HK$181/mo
Today · 4.125%
HK$6,111
baseline
▲ 0.50% · 4.625%
HK$6,483
+HK$372/mo
Deposit HK$540K · loan HK$1.26M · min. income ≈ HK$12,222/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,398
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,569
−HK$174/mo
Today · 4.125%
HK$6,743
baseline
▲ 0.50% · 4.625%
HK$7,099
+HK$356/mo
Deposit HK$540K · loan HK$1.26M · min. income ≈ HK$13,486/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,161
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,353
−HK$195/mo
Today · 4.125%
HK$6,548
baseline
▲ 0.50% · 4.625%
HK$6,946
+HK$398/mo
Deposit HK$450K · loan HK$1.35M · min. income ≈ HK$13,096/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,855
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,038
−HK$187/mo
Today · 4.125%
HK$7,225
baseline
▲ 0.50% · 4.625%
HK$7,606
+HK$381/mo
Deposit HK$450K · loan HK$1.35M · min. income ≈ HK$14,450/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,572
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,777
−HK$207/mo
Today · 4.125%
HK$6,984
baseline
▲ 0.50% · 4.625%
HK$7,409
+HK$425/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$13,968/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,312
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,508
−HK$199/mo
Today · 4.125%
HK$7,707
baseline
▲ 0.50% · 4.625%
HK$8,113
+HK$406/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$15,414/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,983
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,200
−HK$221/mo
Today · 4.125%
HK$7,421
baseline
▲ 0.50% · 4.625%
HK$7,872
+HK$451/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$14,842/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,769
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,977
−HK$211/mo
Today · 4.125%
HK$8,188
baseline
▲ 0.50% · 4.625%
HK$8,620
+HK$432/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$16,376/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,394
−HK$463/mo
▼ 0.25% · 3.875%
HK$7,624
−HK$233/mo
Today · 4.125%
HK$7,857
baseline
▲ 0.50% · 4.625%
HK$8,336
+HK$479/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,714/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,226
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,446
−HK$224/mo
Today · 4.125%
HK$8,670
baseline
▲ 0.50% · 4.625%
HK$9,127
+HK$457/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$17,340/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).