▼ 0.50% · 3.625%
HK$20,856
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,505
−HK$659/mo
Today · 4.125%
HK$22,164
baseline
▲ 0.50% · 4.625%
HK$23,513
+HK$1,349/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,328/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$284,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,203
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,825
−HK$631/mo
Today · 4.125%
HK$24,456
baseline
▲ 0.50% · 4.625%
HK$25,745
+HK$1,289/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,912/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$284,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,942
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,656
−HK$725/mo
Today · 4.125%
HK$24,381
baseline
▲ 0.50% · 4.625%
HK$25,864
+HK$1,483/mo
Deposit HK$4.12M · loan HK$5.03M · min. income ≈ HK$48,762/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$284,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,523
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,207
−HK$695/mo
Today · 4.125%
HK$26,902
baseline
▲ 0.50% · 4.625%
HK$28,320
+HK$1,418/mo
Deposit HK$4.12M · loan HK$5.03M · min. income ≈ HK$53,804/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$284,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,028
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,806
−HK$791/mo
Today · 4.125%
HK$26,597
baseline
▲ 0.50% · 4.625%
HK$28,215
+HK$1,618/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,194/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,843
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,590
−HK$757/mo
Today · 4.125%
HK$29,347
baseline
▲ 0.50% · 4.625%
HK$30,894
+HK$1,547/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,694/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,113
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,957
−HK$857/mo
Today · 4.125%
HK$28,814
baseline
▲ 0.50% · 4.625%
HK$30,567
+HK$1,753/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$57,628/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$284,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,163
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,972
−HK$821/mo
Today · 4.125%
HK$31,793
baseline
▲ 0.50% · 4.625%
HK$33,469
+HK$1,676/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$63,586/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$284,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,199
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,107
−HK$923/mo
Today · 4.125%
HK$31,030
baseline
▲ 0.50% · 4.625%
HK$32,918
+HK$1,888/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$62,060/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,484
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,355
−HK$883/mo
Today · 4.125%
HK$34,238
baseline
▲ 0.50% · 4.625%
HK$36,043
+HK$1,805/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$68,476/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,285
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,258
−HK$988/mo
Today · 4.125%
HK$33,246
baseline
▲ 0.50% · 4.625%
HK$35,269
+HK$2,023/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$66,492/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$284,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,804
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,737
−HK$947/mo
Today · 4.125%
HK$36,684
baseline
▲ 0.50% · 4.625%
HK$38,618
+HK$1,934/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$73,368/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$284,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,370
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,408
−HK$1,055/mo
Today · 4.125%
HK$35,463
baseline
▲ 0.50% · 4.625%
HK$37,621
+HK$2,158/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$70,926/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$284,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,124
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,120
−HK$1,010/mo
Today · 4.125%
HK$39,130
baseline
▲ 0.50% · 4.625%
HK$41,192
+HK$2,062/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$78,260/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$284,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,456
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,559
−HK$1,120/mo
Today · 4.125%
HK$37,679
baseline
▲ 0.50% · 4.625%
HK$39,972
+HK$2,293/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$75,358/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$284,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,444
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,502
−HK$1,073/mo
Today · 4.125%
HK$41,575
baseline
▲ 0.50% · 4.625%
HK$43,767
+HK$2,192/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$83,150/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$284,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,541
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$38,709
−HK$1,187/mo
Today · 4.125%
HK$39,896
baseline
▲ 0.50% · 4.625%
HK$42,323
+HK$2,427/mo
Deposit HK$915K · loan HK$8.23M · min. income ≈ HK$79,792/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,765
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,885
−HK$1,136/mo
Today · 4.125%
HK$44,021
baseline
▲ 0.50% · 4.625%
HK$46,341
+HK$2,320/mo
Deposit HK$915K · loan HK$8.23M · min. income ≈ HK$88,042/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,651 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).