▼ 0.50% · 3.625%
HK$19,891
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,510
−HK$629/mo
Today · 4.125%
HK$21,139
baseline
▲ 0.50% · 4.625%
HK$22,425
+HK$1,286/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$42,278/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,129
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,722
−HK$602/mo
Today · 4.125%
HK$23,324
baseline
▲ 0.50% · 4.625%
HK$24,554
+HK$1,230/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$46,648/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,880
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,561
−HK$691/mo
Today · 4.125%
HK$23,252
baseline
▲ 0.50% · 4.625%
HK$24,667
+HK$1,415/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$46,504/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,342
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,994
−HK$663/mo
Today · 4.125%
HK$25,657
baseline
▲ 0.50% · 4.625%
HK$27,009
+HK$1,352/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$51,314/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,869
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,612
−HK$754/mo
Today · 4.125%
HK$25,366
baseline
▲ 0.50% · 4.625%
HK$26,910
+HK$1,544/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$50,732/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,554
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,267
−HK$722/mo
Today · 4.125%
HK$27,989
baseline
▲ 0.50% · 4.625%
HK$29,464
+HK$1,475/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$55,978/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,859
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,663
−HK$817/mo
Today · 4.125%
HK$27,480
baseline
▲ 0.50% · 4.625%
HK$29,152
+HK$1,672/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$54,960/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,767
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,539
−HK$783/mo
Today · 4.125%
HK$30,322
baseline
▲ 0.50% · 4.625%
HK$31,920
+HK$1,598/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$60,644/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,848
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,714
−HK$880/mo
Today · 4.125%
HK$29,594
baseline
▲ 0.50% · 4.625%
HK$31,395
+HK$1,801/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$59,188/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,980
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,811
−HK$843/mo
Today · 4.125%
HK$32,654
baseline
▲ 0.50% · 4.625%
HK$34,375
+HK$1,721/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$65,308/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,837
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,765
−HK$943/mo
Today · 4.125%
HK$31,708
baseline
▲ 0.50% · 4.625%
HK$33,637
+HK$1,929/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$63,416/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,193
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,083
−HK$903/mo
Today · 4.125%
HK$34,986
baseline
▲ 0.50% · 4.625%
HK$36,831
+HK$1,845/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$69,972/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,826
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,816
−HK$1,006/mo
Today · 4.125%
HK$33,822
baseline
▲ 0.50% · 4.625%
HK$35,880
+HK$2,058/mo
Deposit HK$1.74M · loan HK$6.98M · min. income ≈ HK$67,644/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,406
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,356
−HK$963/mo
Today · 4.125%
HK$37,319
baseline
▲ 0.50% · 4.625%
HK$39,286
+HK$1,967/mo
Deposit HK$1.74M · loan HK$6.98M · min. income ≈ HK$74,638/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,815
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,867
−HK$1,068/mo
Today · 4.125%
HK$35,935
baseline
▲ 0.50% · 4.625%
HK$38,122
+HK$2,187/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$71,870/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,619
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,628
−HK$1,023/mo
Today · 4.125%
HK$39,651
baseline
▲ 0.50% · 4.625%
HK$41,741
+HK$2,090/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$79,302/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,804
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,918
−HK$1,131/mo
Today · 4.125%
HK$38,049
baseline
▲ 0.50% · 4.625%
HK$40,365
+HK$2,316/mo
Deposit HK$872K · loan HK$7.85M · min. income ≈ HK$76,098/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,832
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,900
−HK$1,084/mo
Today · 4.125%
HK$41,984
baseline
▲ 0.50% · 4.625%
HK$44,197
+HK$2,213/mo
Deposit HK$872K · loan HK$7.85M · min. income ≈ HK$83,968/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,697 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).