▼ 0.50% · 3.625%
HK$15,490
−HK$972/mo
▼ 0.25% · 3.875%
HK$15,972
−HK$490/mo
Today · 4.125%
HK$16,462
baseline
▲ 0.50% · 4.625%
HK$17,463
+HK$1,001/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,924/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,233
−HK$931/mo
▼ 0.25% · 3.875%
HK$17,695
−HK$469/mo
Today · 4.125%
HK$18,164
baseline
▲ 0.50% · 4.625%
HK$19,121
+HK$957/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,328/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,039
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,569
−HK$539/mo
Today · 4.125%
HK$18,108
baseline
▲ 0.50% · 4.625%
HK$19,210
+HK$1,102/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$36,216/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,956
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,464
−HK$516/mo
Today · 4.125%
HK$19,980
baseline
▲ 0.50% · 4.625%
HK$21,033
+HK$1,053/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$39,960/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,588
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,166
−HK$588/mo
Today · 4.125%
HK$19,754
baseline
▲ 0.50% · 4.625%
HK$20,956
+HK$1,202/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,508/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,679
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,234
−HK$563/mo
Today · 4.125%
HK$21,797
baseline
▲ 0.50% · 4.625%
HK$22,945
+HK$1,148/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,594/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,137
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,764
−HK$636/mo
Today · 4.125%
HK$21,400
baseline
▲ 0.50% · 4.625%
HK$22,702
+HK$1,302/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$42,800/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,403
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$23,003
−HK$610/mo
Today · 4.125%
HK$23,613
baseline
▲ 0.50% · 4.625%
HK$24,858
+HK$1,245/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$47,226/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,686
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,361
−HK$685/mo
Today · 4.125%
HK$23,046
baseline
▲ 0.50% · 4.625%
HK$24,449
+HK$1,403/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$46,092/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,126
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,773
−HK$656/mo
Today · 4.125%
HK$25,429
baseline
▲ 0.50% · 4.625%
HK$26,770
+HK$1,341/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$50,858/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,235
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,958
−HK$734/mo
Today · 4.125%
HK$24,692
baseline
▲ 0.50% · 4.625%
HK$26,195
+HK$1,503/mo
Deposit HK$1.70M · loan HK$5.09M · min. income ≈ HK$49,384/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,849
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,542
−HK$704/mo
Today · 4.125%
HK$27,246
baseline
▲ 0.50% · 4.625%
HK$28,682
+HK$1,436/mo
Deposit HK$1.70M · loan HK$5.09M · min. income ≈ HK$54,492/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,784
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,555
−HK$784/mo
Today · 4.125%
HK$26,339
baseline
▲ 0.50% · 4.625%
HK$27,941
+HK$1,602/mo
Deposit HK$1.36M · loan HK$5.43M · min. income ≈ HK$52,678/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,572
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,312
−HK$750/mo
Today · 4.125%
HK$29,062
baseline
▲ 0.50% · 4.625%
HK$30,594
+HK$1,532/mo
Deposit HK$1.36M · loan HK$5.43M · min. income ≈ HK$58,124/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,333
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,153
−HK$832/mo
Today · 4.125%
HK$27,985
baseline
▲ 0.50% · 4.625%
HK$29,688
+HK$1,703/mo
Deposit HK$1.02M · loan HK$5.77M · min. income ≈ HK$55,970/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,296
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,081
−HK$797/mo
Today · 4.125%
HK$30,878
baseline
▲ 0.50% · 4.625%
HK$32,506
+HK$1,628/mo
Deposit HK$1.02M · loan HK$5.77M · min. income ≈ HK$61,756/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,882
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,750
−HK$881/mo
Today · 4.125%
HK$29,631
baseline
▲ 0.50% · 4.625%
HK$31,434
+HK$1,803/mo
Deposit HK$679K · loan HK$6.11M · min. income ≈ HK$59,262/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,019
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,851
−HK$844/mo
Today · 4.125%
HK$32,695
baseline
▲ 0.50% · 4.625%
HK$34,418
+HK$1,723/mo
Deposit HK$679K · loan HK$6.11M · min. income ≈ HK$65,390/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,797 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).