▼ 0.50% · 3.625%
HK$20,908
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,559
−HK$661/mo
Today · 4.125%
HK$22,220
baseline
▲ 0.50% · 4.625%
HK$23,572
+HK$1,352/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,440/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,260
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,884
−HK$633/mo
Today · 4.125%
HK$24,517
baseline
▲ 0.50% · 4.625%
HK$25,809
+HK$1,292/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$49,034/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,999
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,715
−HK$727/mo
Today · 4.125%
HK$24,442
baseline
▲ 0.50% · 4.625%
HK$25,929
+HK$1,487/mo
Deposit HK$4.13M · loan HK$5.04M · min. income ≈ HK$48,884/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,587
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,273
−HK$696/mo
Today · 4.125%
HK$26,969
baseline
▲ 0.50% · 4.625%
HK$28,390
+HK$1,421/mo
Deposit HK$4.13M · loan HK$5.04M · min. income ≈ HK$53,938/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,090
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,871
−HK$793/mo
Today · 4.125%
HK$26,664
baseline
▲ 0.50% · 4.625%
HK$28,286
+HK$1,622/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$53,328/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,913
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,661
−HK$760/mo
Today · 4.125%
HK$29,421
baseline
▲ 0.50% · 4.625%
HK$30,971
+HK$1,550/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$58,842/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,181
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,026
−HK$860/mo
Today · 4.125%
HK$28,886
baseline
▲ 0.50% · 4.625%
HK$30,643
+HK$1,757/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$57,772/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$286,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,239
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,050
−HK$822/mo
Today · 4.125%
HK$31,872
baseline
▲ 0.50% · 4.625%
HK$33,552
+HK$1,680/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$63,744/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$286,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,272
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,182
−HK$925/mo
Today · 4.125%
HK$31,107
baseline
▲ 0.50% · 4.625%
HK$33,000
+HK$1,893/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,214/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,565
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,438
−HK$886/mo
Today · 4.125%
HK$34,324
baseline
▲ 0.50% · 4.625%
HK$36,133
+HK$1,809/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,648/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,363
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,338
−HK$991/mo
Today · 4.125%
HK$33,329
baseline
▲ 0.50% · 4.625%
HK$35,357
+HK$2,028/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$66,658/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,891
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,826
−HK$950/mo
Today · 4.125%
HK$36,776
baseline
▲ 0.50% · 4.625%
HK$38,714
+HK$1,938/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$73,552/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,454
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,494
−HK$1,057/mo
Today · 4.125%
HK$35,551
baseline
▲ 0.50% · 4.625%
HK$37,715
+HK$2,164/mo
Deposit HK$1.83M · loan HK$7.34M · min. income ≈ HK$71,102/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,217
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,215
−HK$1,012/mo
Today · 4.125%
HK$39,227
baseline
▲ 0.50% · 4.625%
HK$41,295
+HK$2,068/mo
Deposit HK$1.83M · loan HK$7.34M · min. income ≈ HK$78,454/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,544
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,650
−HK$1,123/mo
Today · 4.125%
HK$37,773
baseline
▲ 0.50% · 4.625%
HK$40,072
+HK$2,299/mo
Deposit HK$1.38M · loan HK$7.79M · min. income ≈ HK$75,546/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,543
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,603
−HK$1,076/mo
Today · 4.125%
HK$41,679
baseline
▲ 0.50% · 4.625%
HK$43,876
+HK$2,197/mo
Deposit HK$1.38M · loan HK$7.79M · min. income ≈ HK$83,358/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,635
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,806
−HK$1,189/mo
Today · 4.125%
HK$39,995
baseline
▲ 0.50% · 4.625%
HK$42,429
+HK$2,434/mo
Deposit HK$917K · loan HK$8.25M · min. income ≈ HK$79,990/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,869
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,992
−HK$1,139/mo
Today · 4.125%
HK$44,131
baseline
▲ 0.50% · 4.625%
HK$46,457
+HK$2,326/mo
Deposit HK$917K · loan HK$8.25M · min. income ≈ HK$88,262/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,936 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).