▼ 0.50% · 3.625%
HK$22,158
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,847
−HK$700/mo
Today · 4.125%
HK$23,547
baseline
▲ 0.50% · 4.625%
HK$24,980
+HK$1,433/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,094/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,650
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,311
−HK$671/mo
Today · 4.125%
HK$25,982
baseline
▲ 0.50% · 4.625%
HK$27,351
+HK$1,369/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$51,964/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,373
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,132
−HK$770/mo
Today · 4.125%
HK$25,902
baseline
▲ 0.50% · 4.625%
HK$27,478
+HK$1,576/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$51,804/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$341,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,115
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,842
−HK$738/mo
Today · 4.125%
HK$28,580
baseline
▲ 0.50% · 4.625%
HK$30,087
+HK$1,507/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$57,160/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$341,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,589
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,416
−HK$841/mo
Today · 4.125%
HK$28,257
baseline
▲ 0.50% · 4.625%
HK$29,976
+HK$1,719/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$56,514/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,580
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,374
−HK$804/mo
Today · 4.125%
HK$31,178
baseline
▲ 0.50% · 4.625%
HK$32,822
+HK$1,644/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$62,356/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,805
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,701
−HK$910/mo
Today · 4.125%
HK$30,611
baseline
▲ 0.50% · 4.625%
HK$32,474
+HK$1,863/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$61,222/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$341,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,045
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,905
−HK$872/mo
Today · 4.125%
HK$33,777
baseline
▲ 0.50% · 4.625%
HK$35,557
+HK$1,780/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$67,554/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$341,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,021
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,986
−HK$980/mo
Today · 4.125%
HK$32,966
baseline
▲ 0.50% · 4.625%
HK$34,972
+HK$2,006/mo
Deposit HK$2.92M · loan HK$6.80M · min. income ≈ HK$65,932/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$341,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,510
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,436
−HK$939/mo
Today · 4.125%
HK$36,375
baseline
▲ 0.50% · 4.625%
HK$38,292
+HK$1,917/mo
Deposit HK$2.92M · loan HK$6.80M · min. income ≈ HK$72,750/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$341,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,237
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,270
−HK$1,051/mo
Today · 4.125%
HK$35,321
baseline
▲ 0.50% · 4.625%
HK$37,470
+HK$2,149/mo
Deposit HK$2.43M · loan HK$7.29M · min. income ≈ HK$70,642/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$341,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,975
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,967
−HK$1,006/mo
Today · 4.125%
HK$38,973
baseline
▲ 0.50% · 4.625%
HK$41,027
+HK$2,054/mo
Deposit HK$2.43M · loan HK$7.29M · min. income ≈ HK$77,946/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$341,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,452
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,555
−HK$1,120/mo
Today · 4.125%
HK$37,675
baseline
▲ 0.50% · 4.625%
HK$39,968
+HK$2,293/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$75,350/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$341,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,440
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,498
−HK$1,073/mo
Today · 4.125%
HK$41,571
baseline
▲ 0.50% · 4.625%
HK$43,762
+HK$2,191/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$83,142/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$341,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,668
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,840
−HK$1,190/mo
Today · 4.125%
HK$40,030
baseline
▲ 0.50% · 4.625%
HK$42,466
+HK$2,436/mo
Deposit HK$1.46M · loan HK$8.26M · min. income ≈ HK$80,060/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$341,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,905
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,029
−HK$1,140/mo
Today · 4.125%
HK$44,169
baseline
▲ 0.50% · 4.625%
HK$46,498
+HK$2,329/mo
Deposit HK$1.46M · loan HK$8.26M · min. income ≈ HK$88,338/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$341,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,884
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,124
−HK$1,261/mo
Today · 4.125%
HK$42,385
baseline
▲ 0.50% · 4.625%
HK$44,964
+HK$2,579/mo
Deposit HK$972K · loan HK$8.75M · min. income ≈ HK$84,770/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,370
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,560
−HK$1,208/mo
Today · 4.125%
HK$46,768
baseline
▲ 0.50% · 4.625%
HK$49,233
+HK$2,465/mo
Deposit HK$972K · loan HK$8.75M · min. income ≈ HK$93,536/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,719 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).