▼ 0.50% · 3.625%
HK$20,294
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$20,925
−HK$641/mo
Today · 4.125%
HK$21,566
baseline
▲ 0.50% · 4.625%
HK$22,878
+HK$1,312/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$43,132/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$266,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,576
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,182
−HK$614/mo
Today · 4.125%
HK$23,796
baseline
▲ 0.50% · 4.625%
HK$25,050
+HK$1,254/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$47,592/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$266,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,323
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,017
−HK$706/mo
Today · 4.125%
HK$23,723
baseline
▲ 0.50% · 4.625%
HK$25,166
+HK$1,443/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$47,446/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,834
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,500
−HK$676/mo
Today · 4.125%
HK$26,176
baseline
▲ 0.50% · 4.625%
HK$27,555
+HK$1,379/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$52,352/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,352
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,110
−HK$769/mo
Today · 4.125%
HK$25,879
baseline
▲ 0.50% · 4.625%
HK$27,454
+HK$1,575/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$51,758/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$266,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,092
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,818
−HK$737/mo
Today · 4.125%
HK$28,555
baseline
▲ 0.50% · 4.625%
HK$30,061
+HK$1,506/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$57,110/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$266,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,382
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,202
−HK$834/mo
Today · 4.125%
HK$28,036
baseline
▲ 0.50% · 4.625%
HK$29,742
+HK$1,706/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$56,072/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,349
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,136
−HK$799/mo
Today · 4.125%
HK$30,935
baseline
▲ 0.50% · 4.625%
HK$32,566
+HK$1,631/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$61,870/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,411
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,295
−HK$898/mo
Today · 4.125%
HK$30,193
baseline
▲ 0.50% · 4.625%
HK$32,030
+HK$1,837/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$60,386/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$266,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,607
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,455
−HK$860/mo
Today · 4.125%
HK$33,315
baseline
▲ 0.50% · 4.625%
HK$35,071
+HK$1,756/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$66,630/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$266,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,440
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,387
−HK$962/mo
Today · 4.125%
HK$32,349
baseline
▲ 0.50% · 4.625%
HK$34,318
+HK$1,969/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$64,698/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,865
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,773
−HK$921/mo
Today · 4.125%
HK$35,694
baseline
▲ 0.50% · 4.625%
HK$37,576
+HK$1,882/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$71,388/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,470
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,480
−HK$1,026/mo
Today · 4.125%
HK$34,506
baseline
▲ 0.50% · 4.625%
HK$36,605
+HK$2,099/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$69,012/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$266,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,122
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,091
−HK$983/mo
Today · 4.125%
HK$38,074
baseline
▲ 0.50% · 4.625%
HK$40,081
+HK$2,007/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$76,148/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$266,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,499
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,572
−HK$1,090/mo
Today · 4.125%
HK$36,662
baseline
▲ 0.50% · 4.625%
HK$38,893
+HK$2,231/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$73,324/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,380
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,409
−HK$1,044/mo
Today · 4.125%
HK$40,453
baseline
▲ 0.50% · 4.625%
HK$42,586
+HK$2,133/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$80,906/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,528
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,665
−HK$1,154/mo
Today · 4.125%
HK$38,819
baseline
▲ 0.50% · 4.625%
HK$41,181
+HK$2,362/mo
Deposit HK$890K · loan HK$8.01M · min. income ≈ HK$77,638/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,637
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$41,727
−HK$1,106/mo
Today · 4.125%
HK$42,833
baseline
▲ 0.50% · 4.625%
HK$45,091
+HK$2,258/mo
Deposit HK$890K · loan HK$8.01M · min. income ≈ HK$85,666/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,991 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).