Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$918K, with repayments around HK$40,029/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$80,058/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$287,711 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- E
- Saleable Area
- 608 Saleable ft²
- Gross Area
- 795 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-25 | HK$8.10M | −10.0% 5.6y · −2.0%/yr |
| 2019-09-06 | HK$9.00M | +8.7% 2.4y · 4.0%/yr |
| 2017-05-02 | HK$8.28M | +119.0% 7.1y · 17.0%/yr |
| 2010-03-17 | HK$3.78M | — |