▼ 0.50% · 3.625%
HK$17,433
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$17,976
−HK$551/mo
Today · 4.125%
HK$18,527
baseline
▲ 0.50% · 4.625%
HK$19,654
+HK$1,127/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$37,054/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,394
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$19,915
−HK$527/mo
Today · 4.125%
HK$20,442
baseline
▲ 0.50% · 4.625%
HK$21,520
+HK$1,078/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$40,884/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,177
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,773
−HK$606/mo
Today · 4.125%
HK$20,379
baseline
▲ 0.50% · 4.625%
HK$21,619
+HK$1,240/mo
Deposit HK$3.44M · loan HK$4.20M · min. income ≈ HK$40,758/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,334
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,906
−HK$581/mo
Today · 4.125%
HK$22,487
baseline
▲ 0.50% · 4.625%
HK$23,672
+HK$1,185/mo
Deposit HK$3.44M · loan HK$4.20M · min. income ≈ HK$44,974/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,920
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,571
−HK$661/mo
Today · 4.125%
HK$22,232
baseline
▲ 0.50% · 4.625%
HK$23,585
+HK$1,353/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$44,464/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,273
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,898
−HK$633/mo
Today · 4.125%
HK$24,531
baseline
▲ 0.50% · 4.625%
HK$25,824
+HK$1,293/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$49,062/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,663
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,368
−HK$717/mo
Today · 4.125%
HK$24,085
baseline
▲ 0.50% · 4.625%
HK$25,550
+HK$1,465/mo
Deposit HK$2.68M · loan HK$4.97M · min. income ≈ HK$48,170/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$229,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,213
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,889
−HK$686/mo
Today · 4.125%
HK$26,575
baseline
▲ 0.50% · 4.625%
HK$27,976
+HK$1,401/mo
Deposit HK$2.68M · loan HK$4.97M · min. income ≈ HK$53,150/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$229,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,407
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,166
−HK$771/mo
Today · 4.125%
HK$25,937
baseline
▲ 0.50% · 4.625%
HK$27,515
+HK$1,578/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$51,874/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,152
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,880
−HK$739/mo
Today · 4.125%
HK$28,619
baseline
▲ 0.50% · 4.625%
HK$30,128
+HK$1,509/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$57,238/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,150
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,963
−HK$827/mo
Today · 4.125%
HK$27,790
baseline
▲ 0.50% · 4.625%
HK$29,481
+HK$1,691/mo
Deposit HK$1.91M · loan HK$5.73M · min. income ≈ HK$55,580/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,092
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,872
−HK$791/mo
Today · 4.125%
HK$30,663
baseline
▲ 0.50% · 4.625%
HK$32,280
+HK$1,617/mo
Deposit HK$1.91M · loan HK$5.73M · min. income ≈ HK$61,326/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,893
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,761
−HK$882/mo
Today · 4.125%
HK$29,643
baseline
▲ 0.50% · 4.625%
HK$31,446
+HK$1,803/mo
Deposit HK$1.53M · loan HK$6.12M · min. income ≈ HK$59,286/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,031
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,863
−HK$845/mo
Today · 4.125%
HK$32,708
baseline
▲ 0.50% · 4.625%
HK$34,432
+HK$1,724/mo
Deposit HK$1.53M · loan HK$6.12M · min. income ≈ HK$65,416/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,637
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,559
−HK$936/mo
Today · 4.125%
HK$31,495
baseline
▲ 0.50% · 4.625%
HK$33,412
+HK$1,917/mo
Deposit HK$1.15M · loan HK$6.50M · min. income ≈ HK$62,990/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,971
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,855
−HK$897/mo
Today · 4.125%
HK$34,752
baseline
▲ 0.50% · 4.625%
HK$36,584
+HK$1,832/mo
Deposit HK$1.15M · loan HK$6.50M · min. income ≈ HK$69,504/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,380
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,356
−HK$992/mo
Today · 4.125%
HK$33,348
baseline
▲ 0.50% · 4.625%
HK$35,377
+HK$2,029/mo
Deposit HK$765K · loan HK$6.88M · min. income ≈ HK$66,696/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$229,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,910
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,846
−HK$950/mo
Today · 4.125%
HK$36,796
baseline
▲ 0.50% · 4.625%
HK$38,736
+HK$1,940/mo
Deposit HK$765K · loan HK$6.88M · min. income ≈ HK$73,592/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$229,361 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).