▼ 0.50% · 3.625%
HK$15,911
−HK$998/mo
▼ 0.25% · 3.875%
HK$16,406
−HK$503/mo
Today · 4.125%
HK$16,909
baseline
▲ 0.50% · 4.625%
HK$17,938
+HK$1,029/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$33,818/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,701
−HK$956/mo
▼ 0.25% · 3.875%
HK$18,175
−HK$482/mo
Today · 4.125%
HK$18,657
baseline
▲ 0.50% · 4.625%
HK$19,640
+HK$983/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$37,314/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,502
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$18,046
−HK$554/mo
Today · 4.125%
HK$18,600
baseline
▲ 0.50% · 4.625%
HK$19,731
+HK$1,131/mo
Deposit HK$3.14M · loan HK$3.84M · min. income ≈ HK$37,200/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$209,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,471
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$19,993
−HK$530/mo
Today · 4.125%
HK$20,523
baseline
▲ 0.50% · 4.625%
HK$21,605
+HK$1,082/mo
Deposit HK$3.14M · loan HK$3.84M · min. income ≈ HK$41,046/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$209,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,093
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,687
−HK$603/mo
Today · 4.125%
HK$20,290
baseline
▲ 0.50% · 4.625%
HK$21,525
+HK$1,235/mo
Deposit HK$2.79M · loan HK$4.19M · min. income ≈ HK$40,580/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,241
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,811
−HK$577/mo
Today · 4.125%
HK$22,388
baseline
▲ 0.50% · 4.625%
HK$23,569
+HK$1,181/mo
Deposit HK$2.79M · loan HK$4.19M · min. income ≈ HK$44,776/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,684
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,328
−HK$653/mo
Today · 4.125%
HK$21,981
baseline
▲ 0.50% · 4.625%
HK$23,319
+HK$1,338/mo
Deposit HK$2.44M · loan HK$4.54M · min. income ≈ HK$43,962/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$209,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,011
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,628
−HK$626/mo
Today · 4.125%
HK$24,254
baseline
▲ 0.50% · 4.625%
HK$25,533
+HK$1,279/mo
Deposit HK$2.44M · loan HK$4.54M · min. income ≈ HK$48,508/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$209,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,275
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,968
−HK$704/mo
Today · 4.125%
HK$23,672
baseline
▲ 0.50% · 4.625%
HK$25,113
+HK$1,441/mo
Deposit HK$2.09M · loan HK$4.88M · min. income ≈ HK$47,344/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$209,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,781
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,446
−HK$674/mo
Today · 4.125%
HK$26,120
baseline
▲ 0.50% · 4.625%
HK$27,497
+HK$1,377/mo
Deposit HK$2.09M · loan HK$4.88M · min. income ≈ HK$52,240/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$209,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,866
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,609
−HK$754/mo
Today · 4.125%
HK$25,363
baseline
▲ 0.50% · 4.625%
HK$26,906
+HK$1,543/mo
Deposit HK$1.74M · loan HK$5.23M · min. income ≈ HK$50,726/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$209,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,551
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,263
−HK$723/mo
Today · 4.125%
HK$27,986
baseline
▲ 0.50% · 4.625%
HK$29,461
+HK$1,475/mo
Deposit HK$1.74M · loan HK$5.23M · min. income ≈ HK$55,972/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$209,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,457
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,249
−HK$805/mo
Today · 4.125%
HK$27,054
baseline
▲ 0.50% · 4.625%
HK$28,700
+HK$1,646/mo
Deposit HK$1.40M · loan HK$5.58M · min. income ≈ HK$54,108/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$209,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,321
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,081
−HK$770/mo
Today · 4.125%
HK$29,851
baseline
▲ 0.50% · 4.625%
HK$31,425
+HK$1,574/mo
Deposit HK$1.40M · loan HK$5.58M · min. income ≈ HK$59,702/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$209,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,049
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,890
−HK$855/mo
Today · 4.125%
HK$28,745
baseline
▲ 0.50% · 4.625%
HK$30,494
+HK$1,749/mo
Deposit HK$1.05M · loan HK$5.93M · min. income ≈ HK$57,490/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,091
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,898
−HK$819/mo
Today · 4.125%
HK$31,717
baseline
▲ 0.50% · 4.625%
HK$33,389
+HK$1,672/mo
Deposit HK$1.05M · loan HK$5.93M · min. income ≈ HK$63,434/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,640
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,531
−HK$905/mo
Today · 4.125%
HK$30,436
baseline
▲ 0.50% · 4.625%
HK$32,288
+HK$1,852/mo
Deposit HK$698K · loan HK$6.28M · min. income ≈ HK$60,872/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$209,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,861
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,716
−HK$867/mo
Today · 4.125%
HK$33,583
baseline
▲ 0.50% · 4.625%
HK$35,353
+HK$1,770/mo
Deposit HK$698K · loan HK$6.28M · min. income ≈ HK$67,166/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$209,331 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).