▼ 0.50% · 3.625%
HK$20,297
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$20,928
−HK$642/mo
Today · 4.125%
HK$21,570
baseline
▲ 0.50% · 4.625%
HK$22,882
+HK$1,312/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$43,140/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,580
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,186
−HK$614/mo
Today · 4.125%
HK$23,800
baseline
▲ 0.50% · 4.625%
HK$25,055
+HK$1,255/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$47,600/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,327
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,021
−HK$706/mo
Today · 4.125%
HK$23,727
baseline
▲ 0.50% · 4.625%
HK$25,171
+HK$1,444/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$47,454/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$267,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,838
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,504
−HK$676/mo
Today · 4.125%
HK$26,180
baseline
▲ 0.50% · 4.625%
HK$27,560
+HK$1,380/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$52,360/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$267,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,356
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,114
−HK$770/mo
Today · 4.125%
HK$25,884
baseline
▲ 0.50% · 4.625%
HK$27,459
+HK$1,575/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$51,768/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,096
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,823
−HK$737/mo
Today · 4.125%
HK$28,560
baseline
▲ 0.50% · 4.625%
HK$30,066
+HK$1,506/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$57,120/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,386
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,207
−HK$834/mo
Today · 4.125%
HK$28,041
baseline
▲ 0.50% · 4.625%
HK$29,747
+HK$1,706/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$56,082/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$267,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,354
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,142
−HK$798/mo
Today · 4.125%
HK$30,940
baseline
▲ 0.50% · 4.625%
HK$32,571
+HK$1,631/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$61,880/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$267,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,416
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,300
−HK$898/mo
Today · 4.125%
HK$30,198
baseline
▲ 0.50% · 4.625%
HK$32,035
+HK$1,837/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$60,396/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,612
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,460
−HK$860/mo
Today · 4.125%
HK$33,320
baseline
▲ 0.50% · 4.625%
HK$35,077
+HK$1,757/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$66,640/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,446
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,393
−HK$962/mo
Today · 4.125%
HK$32,355
baseline
▲ 0.50% · 4.625%
HK$34,323
+HK$1,968/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$64,710/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$267,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,870
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,779
−HK$921/mo
Today · 4.125%
HK$35,700
baseline
▲ 0.50% · 4.625%
HK$37,582
+HK$1,882/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$71,400/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$267,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,475
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,485
−HK$1,027/mo
Today · 4.125%
HK$34,512
baseline
▲ 0.50% · 4.625%
HK$36,612
+HK$2,100/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$69,024/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,128
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,097
−HK$983/mo
Today · 4.125%
HK$38,080
baseline
▲ 0.50% · 4.625%
HK$40,088
+HK$2,008/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$76,160/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,505
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,578
−HK$1,091/mo
Today · 4.125%
HK$36,669
baseline
▲ 0.50% · 4.625%
HK$38,900
+HK$2,231/mo
Deposit HK$1.34M · loan HK$7.57M · min. income ≈ HK$73,338/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,386
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,416
−HK$1,044/mo
Today · 4.125%
HK$40,460
baseline
▲ 0.50% · 4.625%
HK$42,593
+HK$2,133/mo
Deposit HK$1.34M · loan HK$7.57M · min. income ≈ HK$80,920/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,535
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,671
−HK$1,155/mo
Today · 4.125%
HK$38,826
baseline
▲ 0.50% · 4.625%
HK$41,188
+HK$2,362/mo
Deposit HK$890K · loan HK$8.01M · min. income ≈ HK$77,652/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,644
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$41,735
−HK$1,105/mo
Today · 4.125%
HK$42,840
baseline
▲ 0.50% · 4.625%
HK$45,099
+HK$2,259/mo
Deposit HK$890K · loan HK$8.01M · min. income ≈ HK$85,680/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,037 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).