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At today's rate and a 90% mortgage, the deposit on this unit is about HK$607K, with repayments around HK$26,487/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$607K · loan HK$5.47M · min. income ≈ HK$52,974/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$142,254 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 20 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 20 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- G
- Saleable Area
- 393 Saleable ft²
- Gross Area
- 528 ft²
- Efficiency
- 74%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-23 | HK$6.08M | +4.8% 6.0y · 1.0%/yr |
| 2020-03-31 | HK$5.80M | +26.1% 5.1y · 5.0%/yr |
| 2015-02-13 | HK$4.60M | +161.4% |
| 2008-09-22 | HK$1.76M | +18.9% |
| 2007-04-13 | HK$1.48M | +34.5% |
| 2003-07-31 | HK$1.10M | — |