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At today's rate and a 90% mortgage, the deposit on this unit is about HK$630K, with repayments around HK$27,496/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$630K · loan HK$5.67M · min. income ≈ HK$54,992/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$165,374 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 20 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 20 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- F
- Saleable Area
- 393 Saleable ft²
- Gross Area
- 525 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-12-24 | HK$6.27M | +20.7% 3.7y · 6.0%/yr |
| 2017-03-30 | HK$5.20M | +127.1% 7.1y · 18.0%/yr |
| 2010-02-19 | HK$2.29M | +10.1% |
| 2010-01-18 | HK$2.08M | +38.7% |
| 2006-04-28 | HK$1.50M | −6.2% |
| 2005-04-22 | HK$1.60M | +46.8% |
| 2003-08-11 | HK$1.09M | — |