▼ 0.50% · 3.625%
HK$15,644
−HK$981/mo
▼ 0.25% · 3.875%
HK$16,130
−HK$495/mo
Today · 4.125%
HK$16,625
baseline
▲ 0.50% · 4.625%
HK$17,636
+HK$1,011/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$33,250/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$205,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,403
−HK$941/mo
▼ 0.25% · 3.875%
HK$17,870
−HK$474/mo
Today · 4.125%
HK$18,344
baseline
▲ 0.50% · 4.625%
HK$19,311
+HK$967/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$36,688/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$205,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,208
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$17,743
−HK$544/mo
Today · 4.125%
HK$18,287
baseline
▲ 0.50% · 4.625%
HK$19,400
+HK$1,113/mo
Deposit HK$3.09M · loan HK$3.77M · min. income ≈ HK$36,574/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$205,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,144
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$19,657
−HK$521/mo
Today · 4.125%
HK$20,178
baseline
▲ 0.50% · 4.625%
HK$21,242
+HK$1,064/mo
Deposit HK$3.09M · loan HK$3.77M · min. income ≈ HK$40,356/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$205,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,772
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,356
−HK$594/mo
Today · 4.125%
HK$19,950
baseline
▲ 0.50% · 4.625%
HK$21,163
+HK$1,213/mo
Deposit HK$2.74M · loan HK$4.12M · min. income ≈ HK$39,900/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,884
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,444
−HK$568/mo
Today · 4.125%
HK$22,012
baseline
▲ 0.50% · 4.625%
HK$23,173
+HK$1,161/mo
Deposit HK$2.74M · loan HK$4.12M · min. income ≈ HK$44,024/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,337
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,969
−HK$643/mo
Today · 4.125%
HK$21,612
baseline
▲ 0.50% · 4.625%
HK$22,927
+HK$1,315/mo
Deposit HK$2.40M · loan HK$4.46M · min. income ≈ HK$43,224/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$205,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,624
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,231
−HK$616/mo
Today · 4.125%
HK$23,847
baseline
▲ 0.50% · 4.625%
HK$25,104
+HK$1,257/mo
Deposit HK$2.40M · loan HK$4.46M · min. income ≈ HK$47,694/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$205,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,901
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,582
−HK$692/mo
Today · 4.125%
HK$23,274
baseline
▲ 0.50% · 4.625%
HK$24,691
+HK$1,417/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$46,548/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,365
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,018
−HK$663/mo
Today · 4.125%
HK$25,681
baseline
▲ 0.50% · 4.625%
HK$27,035
+HK$1,354/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$51,362/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,465
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,195
−HK$742/mo
Today · 4.125%
HK$24,937
baseline
▲ 0.50% · 4.625%
HK$26,454
+HK$1,517/mo
Deposit HK$1.72M · loan HK$5.15M · min. income ≈ HK$49,874/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$205,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,105
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,805
−HK$710/mo
Today · 4.125%
HK$27,515
baseline
▲ 0.50% · 4.625%
HK$28,966
+HK$1,451/mo
Deposit HK$1.72M · loan HK$5.15M · min. income ≈ HK$55,030/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$205,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,030
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,808
−HK$791/mo
Today · 4.125%
HK$26,599
baseline
▲ 0.50% · 4.625%
HK$28,218
+HK$1,619/mo
Deposit HK$1.37M · loan HK$5.49M · min. income ≈ HK$53,198/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$205,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,845
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,592
−HK$758/mo
Today · 4.125%
HK$29,350
baseline
▲ 0.50% · 4.625%
HK$30,897
+HK$1,547/mo
Deposit HK$1.37M · loan HK$5.49M · min. income ≈ HK$58,700/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$205,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,594
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,421
−HK$841/mo
Today · 4.125%
HK$28,262
baseline
▲ 0.50% · 4.625%
HK$29,981
+HK$1,719/mo
Deposit HK$1.03M · loan HK$5.83M · min. income ≈ HK$56,524/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$205,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,586
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,379
−HK$805/mo
Today · 4.125%
HK$31,184
baseline
▲ 0.50% · 4.625%
HK$32,828
+HK$1,644/mo
Deposit HK$1.03M · loan HK$5.83M · min. income ≈ HK$62,368/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$205,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,158
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,034
−HK$890/mo
Today · 4.125%
HK$29,924
baseline
▲ 0.50% · 4.625%
HK$31,745
+HK$1,821/mo
Deposit HK$686K · loan HK$6.17M · min. income ≈ HK$59,848/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$205,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,326
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,166
−HK$852/mo
Today · 4.125%
HK$33,018
baseline
▲ 0.50% · 4.625%
HK$34,759
+HK$1,741/mo
Deposit HK$686K · loan HK$6.17M · min. income ≈ HK$66,036/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$205,814 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).