▼ 0.50% · 3.625%
HK$14,350
−HK$900/mo
▼ 0.25% · 3.875%
HK$14,796
−HK$454/mo
Today · 4.125%
HK$15,250
baseline
▲ 0.50% · 4.625%
HK$16,178
+HK$928/mo
Deposit HK$3.15M · loan HK$3.15M · min. income ≈ HK$30,500/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$164,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,964
−HK$863/mo
▼ 0.25% · 3.875%
HK$16,392
−HK$435/mo
Today · 4.125%
HK$16,827
baseline
▲ 0.50% · 4.625%
HK$17,714
+HK$887/mo
Deposit HK$3.15M · loan HK$3.15M · min. income ≈ HK$33,654/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$164,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,785
−HK$990/mo
▼ 0.25% · 3.875%
HK$16,276
−HK$499/mo
Today · 4.125%
HK$16,775
baseline
▲ 0.50% · 4.625%
HK$17,796
+HK$1,021/mo
Deposit HK$2.83M · loan HK$3.46M · min. income ≈ HK$33,550/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$164,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,561
−HK$949/mo
▼ 0.25% · 3.875%
HK$18,032
−HK$478/mo
Today · 4.125%
HK$18,510
baseline
▲ 0.50% · 4.625%
HK$19,485
+HK$975/mo
Deposit HK$2.83M · loan HK$3.46M · min. income ≈ HK$37,020/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$164,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,220
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$17,756
−HK$544/mo
Today · 4.125%
HK$18,300
baseline
▲ 0.50% · 4.625%
HK$19,413
+HK$1,113/mo
Deposit HK$2.52M · loan HK$3.78M · min. income ≈ HK$36,600/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$164,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,157
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$19,671
−HK$521/mo
Today · 4.125%
HK$20,192
baseline
▲ 0.50% · 4.625%
HK$21,257
+HK$1,065/mo
Deposit HK$2.52M · loan HK$3.78M · min. income ≈ HK$40,384/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$164,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,655
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$19,235
−HK$590/mo
Today · 4.125%
HK$19,825
baseline
▲ 0.50% · 4.625%
HK$21,031
+HK$1,206/mo
Deposit HK$2.20M · loan HK$4.09M · min. income ≈ HK$39,650/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$164,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,754
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,310
−HK$565/mo
Today · 4.125%
HK$21,875
baseline
▲ 0.50% · 4.625%
HK$23,028
+HK$1,153/mo
Deposit HK$2.20M · loan HK$4.09M · min. income ≈ HK$43,750/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$164,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,090
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,715
−HK$635/mo
Today · 4.125%
HK$21,350
baseline
▲ 0.50% · 4.625%
HK$22,649
+HK$1,299/mo
Deposit HK$1.89M · loan HK$4.41M · min. income ≈ HK$42,700/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$164,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,350
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,949
−HK$609/mo
Today · 4.125%
HK$23,558
baseline
▲ 0.50% · 4.625%
HK$24,799
+HK$1,241/mo
Deposit HK$1.89M · loan HK$4.41M · min. income ≈ HK$47,116/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$164,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,525
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,195
−HK$680/mo
Today · 4.125%
HK$22,875
baseline
▲ 0.50% · 4.625%
HK$24,267
+HK$1,392/mo
Deposit HK$1.57M · loan HK$4.72M · min. income ≈ HK$45,750/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$164,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,946
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,589
−HK$651/mo
Today · 4.125%
HK$25,240
baseline
▲ 0.50% · 4.625%
HK$26,571
+HK$1,331/mo
Deposit HK$1.57M · loan HK$4.72M · min. income ≈ HK$50,480/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$164,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,960
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,674
−HK$726/mo
Today · 4.125%
HK$24,400
baseline
▲ 0.50% · 4.625%
HK$25,885
+HK$1,485/mo
Deposit HK$1.26M · loan HK$5.03M · min. income ≈ HK$48,800/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$164,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,543
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,228
−HK$695/mo
Today · 4.125%
HK$26,923
baseline
▲ 0.50% · 4.625%
HK$28,342
+HK$1,419/mo
Deposit HK$1.26M · loan HK$5.03M · min. income ≈ HK$53,846/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$164,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,395
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,154
−HK$771/mo
Today · 4.125%
HK$25,925
baseline
▲ 0.50% · 4.625%
HK$27,502
+HK$1,577/mo
Deposit HK$944K · loan HK$5.35M · min. income ≈ HK$51,850/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$164,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,139
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,867
−HK$739/mo
Today · 4.125%
HK$28,606
baseline
▲ 0.50% · 4.625%
HK$30,113
+HK$1,507/mo
Deposit HK$944K · loan HK$5.35M · min. income ≈ HK$57,212/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$164,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,830
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,634
−HK$816/mo
Today · 4.125%
HK$27,450
baseline
▲ 0.50% · 4.625%
HK$29,120
+HK$1,670/mo
Deposit HK$629K · loan HK$5.66M · min. income ≈ HK$54,900/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$164,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,736
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,506
−HK$782/mo
Today · 4.125%
HK$30,288
baseline
▲ 0.50% · 4.625%
HK$31,885
+HK$1,597/mo
Deposit HK$629K · loan HK$5.66M · min. income ≈ HK$60,576/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$164,320 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).