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At today's rate and a 90% mortgage, the deposit on this unit is about HK$611K, with repayments around HK$26,636/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$611K · loan HK$5.50M · min. income ≈ HK$53,272/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$145,656 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 20 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 20 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- B
- Saleable Area
- 393 Saleable ft²
- Gross Area
- 525 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-02-06 | HK$5.25M | −14.4% 3.8y · −4.0%/yr |
| 2020-04-07 | HK$6.13M | +49.9% 3.7y · 14.0%/yr |
| 2016-07-28 | HK$4.09M | +71.1% 5.6y · 13.0%/yr |
| 2010-12-31 | HK$2.39M | +3.9% |
| 2010-11-08 | HK$2.30M | +111.0% |
| 2003-08-28 | HK$1.09M | — |