▼ 0.50% · 3.625%
HK$4,284
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,418
−HK$135/mo
Today · 4.125%
HK$4,553
baseline
▲ 0.50% · 4.625%
HK$4,830
+HK$277/mo
Deposit HK$939K · loan HK$939K · min. income ≈ HK$9,106/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,766
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,894
−HK$130/mo
Today · 4.125%
HK$5,024
baseline
▲ 0.50% · 4.625%
HK$5,289
+HK$265/mo
Deposit HK$939K · loan HK$939K · min. income ≈ HK$10,048/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,713
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,859
−HK$149/mo
Today · 4.125%
HK$5,008
baseline
▲ 0.50% · 4.625%
HK$5,313
+HK$305/mo
Deposit HK$846K · loan HK$1.03M · min. income ≈ HK$10,016/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,243
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,384
−HK$142/mo
Today · 4.125%
HK$5,526
baseline
▲ 0.50% · 4.625%
HK$5,818
+HK$292/mo
Deposit HK$846K · loan HK$1.03M · min. income ≈ HK$11,052/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,141
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,301
−HK$163/mo
Today · 4.125%
HK$5,464
baseline
▲ 0.50% · 4.625%
HK$5,796
+HK$332/mo
Deposit HK$752K · loan HK$1.13M · min. income ≈ HK$10,928/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,720
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,873
−HK$156/mo
Today · 4.125%
HK$6,029
baseline
▲ 0.50% · 4.625%
HK$6,346
+HK$317/mo
Deposit HK$752K · loan HK$1.13M · min. income ≈ HK$12,058/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,570
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,743
−HK$176/mo
Today · 4.125%
HK$5,919
baseline
▲ 0.50% · 4.625%
HK$6,279
+HK$360/mo
Deposit HK$658K · loan HK$1.22M · min. income ≈ HK$11,838/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,196
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,362
−HK$169/mo
Today · 4.125%
HK$6,531
baseline
▲ 0.50% · 4.625%
HK$6,875
+HK$344/mo
Deposit HK$658K · loan HK$1.22M · min. income ≈ HK$13,062/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,998
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,185
−HK$189/mo
Today · 4.125%
HK$6,374
baseline
▲ 0.50% · 4.625%
HK$6,762
+HK$388/mo
Deposit HK$564K · loan HK$1.32M · min. income ≈ HK$12,748/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,673
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,852
−HK$181/mo
Today · 4.125%
HK$7,033
baseline
▲ 0.50% · 4.625%
HK$7,404
+HK$371/mo
Deposit HK$564K · loan HK$1.32M · min. income ≈ HK$14,066/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,427
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,627
−HK$203/mo
Today · 4.125%
HK$6,830
baseline
▲ 0.50% · 4.625%
HK$7,245
+HK$415/mo
Deposit HK$470K · loan HK$1.41M · min. income ≈ HK$13,660/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,150
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,341
−HK$195/mo
Today · 4.125%
HK$7,536
baseline
▲ 0.50% · 4.625%
HK$7,933
+HK$397/mo
Deposit HK$470K · loan HK$1.41M · min. income ≈ HK$15,072/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,855
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,068
−HK$217/mo
Today · 4.125%
HK$7,285
baseline
▲ 0.50% · 4.625%
HK$7,728
+HK$443/mo
Deposit HK$376K · loan HK$1.50M · min. income ≈ HK$14,570/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,626
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,831
−HK$207/mo
Today · 4.125%
HK$8,038
baseline
▲ 0.50% · 4.625%
HK$8,462
+HK$424/mo
Deposit HK$376K · loan HK$1.50M · min. income ≈ HK$16,076/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,284
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,510
−HK$230/mo
Today · 4.125%
HK$7,740
baseline
▲ 0.50% · 4.625%
HK$8,211
+HK$471/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$15,480/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,103
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,320
−HK$221/mo
Today · 4.125%
HK$8,541
baseline
▲ 0.50% · 4.625%
HK$8,991
+HK$450/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$17,082/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,712
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,952
−HK$244/mo
Today · 4.125%
HK$8,196
baseline
▲ 0.50% · 4.625%
HK$8,694
+HK$498/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$16,392/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,580
−HK$463/mo
▼ 0.25% · 3.875%
HK$8,810
−HK$233/mo
Today · 4.125%
HK$9,043
baseline
▲ 0.50% · 4.625%
HK$9,520
+HK$477/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$18,086/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).