▼ 0.50% · 3.625%
HK$3,866
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,986
−HK$122/mo
Today · 4.125%
HK$4,108
baseline
▲ 0.50% · 4.625%
HK$4,358
+HK$250/mo
Deposit HK$848K · loan HK$848K · min. income ≈ HK$8,216/mo (50% DSR)
Upfront cash ≈ HK$848K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,301
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,416
−HK$117/mo
Today · 4.125%
HK$4,533
baseline
▲ 0.50% · 4.625%
HK$4,772
+HK$239/mo
Deposit HK$848K · loan HK$848K · min. income ≈ HK$9,066/mo (50% DSR)
Upfront cash ≈ HK$848K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,252
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,385
−HK$134/mo
Today · 4.125%
HK$4,519
baseline
▲ 0.50% · 4.625%
HK$4,794
+HK$275/mo
Deposit HK$763K · loan HK$932K · min. income ≈ HK$9,038/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,731
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,858
−HK$128/mo
Today · 4.125%
HK$4,986
baseline
▲ 0.50% · 4.625%
HK$5,249
+HK$263/mo
Deposit HK$763K · loan HK$932K · min. income ≈ HK$9,972/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,639
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,783
−HK$147/mo
Today · 4.125%
HK$4,930
baseline
▲ 0.50% · 4.625%
HK$5,230
+HK$300/mo
Deposit HK$678K · loan HK$1.02M · min. income ≈ HK$9,860/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,161
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,299
−HK$141/mo
Today · 4.125%
HK$5,440
baseline
▲ 0.50% · 4.625%
HK$5,726
+HK$286/mo
Deposit HK$678K · loan HK$1.02M · min. income ≈ HK$10,880/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,026
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,182
−HK$159/mo
Today · 4.125%
HK$5,341
baseline
▲ 0.50% · 4.625%
HK$5,666
+HK$325/mo
Deposit HK$593K · loan HK$1.10M · min. income ≈ HK$10,682/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,591
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,741
−HK$152/mo
Today · 4.125%
HK$5,893
baseline
▲ 0.50% · 4.625%
HK$6,204
+HK$311/mo
Deposit HK$593K · loan HK$1.10M · min. income ≈ HK$11,786/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,412
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,581
−HK$171/mo
Today · 4.125%
HK$5,752
baseline
▲ 0.50% · 4.625%
HK$6,102
+HK$350/mo
Deposit HK$509K · loan HK$1.19M · min. income ≈ HK$11,504/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,021
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,183
−HK$163/mo
Today · 4.125%
HK$6,346
baseline
▲ 0.50% · 4.625%
HK$6,681
+HK$335/mo
Deposit HK$509K · loan HK$1.19M · min. income ≈ HK$12,692/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,799
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,979
−HK$183/mo
Today · 4.125%
HK$6,162
baseline
▲ 0.50% · 4.625%
HK$6,537
+HK$375/mo
Deposit HK$424K · loan HK$1.27M · min. income ≈ HK$12,324/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,451
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,624
−HK$176/mo
Today · 4.125%
HK$6,800
baseline
▲ 0.50% · 4.625%
HK$7,158
+HK$358/mo
Deposit HK$424K · loan HK$1.27M · min. income ≈ HK$13,600/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,185
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,378
−HK$195/mo
Today · 4.125%
HK$6,573
baseline
▲ 0.50% · 4.625%
HK$6,973
+HK$400/mo
Deposit HK$339K · loan HK$1.36M · min. income ≈ HK$13,146/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,881
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,066
−HK$187/mo
Today · 4.125%
HK$7,253
baseline
▲ 0.50% · 4.625%
HK$7,635
+HK$382/mo
Deposit HK$339K · loan HK$1.36M · min. income ≈ HK$14,506/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,572
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,776
−HK$208/mo
Today · 4.125%
HK$6,984
baseline
▲ 0.50% · 4.625%
HK$7,409
+HK$425/mo
Deposit HK$254K · loan HK$1.44M · min. income ≈ HK$13,968/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,311
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,507
−HK$199/mo
Today · 4.125%
HK$7,706
baseline
▲ 0.50% · 4.625%
HK$8,112
+HK$406/mo
Deposit HK$254K · loan HK$1.44M · min. income ≈ HK$15,412/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,959
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,175
−HK$220/mo
Today · 4.125%
HK$7,395
baseline
▲ 0.50% · 4.625%
HK$7,845
+HK$450/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$14,790/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,741
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,949
−HK$211/mo
Today · 4.125%
HK$8,160
baseline
▲ 0.50% · 4.625%
HK$8,590
+HK$430/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$16,320/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).