▼ 0.50% · 3.625%
HK$3,792
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,910
−HK$120/mo
Today · 4.125%
HK$4,030
baseline
▲ 0.50% · 4.625%
HK$4,275
+HK$245/mo
Deposit HK$832K · loan HK$832K · min. income ≈ HK$8,060/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,219
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,332
−HK$115/mo
Today · 4.125%
HK$4,447
baseline
▲ 0.50% · 4.625%
HK$4,681
+HK$234/mo
Deposit HK$832K · loan HK$832K · min. income ≈ HK$8,894/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,172
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,301
−HK$132/mo
Today · 4.125%
HK$4,433
baseline
▲ 0.50% · 4.625%
HK$4,703
+HK$270/mo
Deposit HK$748K · loan HK$915K · min. income ≈ HK$8,866/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,641
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,765
−HK$127/mo
Today · 4.125%
HK$4,892
baseline
▲ 0.50% · 4.625%
HK$5,150
+HK$258/mo
Deposit HK$748K · loan HK$915K · min. income ≈ HK$9,784/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,551
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,692
−HK$144/mo
Today · 4.125%
HK$4,836
baseline
▲ 0.50% · 4.625%
HK$5,131
+HK$295/mo
Deposit HK$665K · loan HK$998K · min. income ≈ HK$9,672/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,063
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,199
−HK$137/mo
Today · 4.125%
HK$5,336
baseline
▲ 0.50% · 4.625%
HK$5,618
+HK$282/mo
Deposit HK$665K · loan HK$998K · min. income ≈ HK$10,672/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,930
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,084
−HK$155/mo
Today · 4.125%
HK$5,239
baseline
▲ 0.50% · 4.625%
HK$5,558
+HK$319/mo
Deposit HK$582K · loan HK$1.08M · min. income ≈ HK$10,478/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,485
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,632
−HK$149/mo
Today · 4.125%
HK$5,781
baseline
▲ 0.50% · 4.625%
HK$6,086
+HK$305/mo
Deposit HK$582K · loan HK$1.08M · min. income ≈ HK$11,562/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,309
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,475
−HK$167/mo
Today · 4.125%
HK$5,642
baseline
▲ 0.50% · 4.625%
HK$5,986
+HK$344/mo
Deposit HK$499K · loan HK$1.16M · min. income ≈ HK$11,284/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,907
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,065
−HK$161/mo
Today · 4.125%
HK$6,226
baseline
▲ 0.50% · 4.625%
HK$6,554
+HK$328/mo
Deposit HK$499K · loan HK$1.16M · min. income ≈ HK$12,452/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,689
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,866
−HK$179/mo
Today · 4.125%
HK$6,045
baseline
▲ 0.50% · 4.625%
HK$6,413
+HK$368/mo
Deposit HK$416K · loan HK$1.25M · min. income ≈ HK$12,090/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,329
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,498
−HK$172/mo
Today · 4.125%
HK$6,670
baseline
▲ 0.50% · 4.625%
HK$7,022
+HK$352/mo
Deposit HK$416K · loan HK$1.25M · min. income ≈ HK$13,340/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,068
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,257
−HK$191/mo
Today · 4.125%
HK$6,448
baseline
▲ 0.50% · 4.625%
HK$6,841
+HK$393/mo
Deposit HK$333K · loan HK$1.33M · min. income ≈ HK$12,896/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,750
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,931
−HK$184/mo
Today · 4.125%
HK$7,115
baseline
▲ 0.50% · 4.625%
HK$7,490
+HK$375/mo
Deposit HK$333K · loan HK$1.33M · min. income ≈ HK$14,230/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,447
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,648
−HK$203/mo
Today · 4.125%
HK$6,851
baseline
▲ 0.50% · 4.625%
HK$7,268
+HK$417/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$13,702/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,172
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,365
−HK$195/mo
Today · 4.125%
HK$7,560
baseline
▲ 0.50% · 4.625%
HK$7,958
+HK$398/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$15,120/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,826
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,039
−HK$215/mo
Today · 4.125%
HK$7,254
baseline
▲ 0.50% · 4.625%
HK$7,696
+HK$442/mo
Deposit HK$166K · loan HK$1.50M · min. income ≈ HK$14,508/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,594
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,798
−HK$207/mo
Today · 4.125%
HK$8,005
baseline
▲ 0.50% · 4.625%
HK$8,426
+HK$421/mo
Deposit HK$166K · loan HK$1.50M · min. income ≈ HK$16,010/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).