▼ 0.50% · 3.625%
HK$4,273
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,405
−HK$135/mo
Today · 4.125%
HK$4,540
baseline
▲ 0.50% · 4.625%
HK$4,817
+HK$277/mo
Deposit HK$937K · loan HK$937K · min. income ≈ HK$9,080/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,753
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,881
−HK$129/mo
Today · 4.125%
HK$5,010
baseline
▲ 0.50% · 4.625%
HK$5,274
+HK$264/mo
Deposit HK$937K · loan HK$937K · min. income ≈ HK$10,020/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,700
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,846
−HK$149/mo
Today · 4.125%
HK$4,995
baseline
▲ 0.50% · 4.625%
HK$5,298
+HK$303/mo
Deposit HK$843K · loan HK$1.03M · min. income ≈ HK$9,990/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,229
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,369
−HK$142/mo
Today · 4.125%
HK$5,511
baseline
▲ 0.50% · 4.625%
HK$5,801
+HK$290/mo
Deposit HK$843K · loan HK$1.03M · min. income ≈ HK$11,022/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,127
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,287
−HK$162/mo
Today · 4.125%
HK$5,449
baseline
▲ 0.50% · 4.625%
HK$5,780
+HK$331/mo
Deposit HK$749K · loan HK$1.12M · min. income ≈ HK$10,898/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,704
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,857
−HK$155/mo
Today · 4.125%
HK$6,012
baseline
▲ 0.50% · 4.625%
HK$6,329
+HK$317/mo
Deposit HK$749K · loan HK$1.12M · min. income ≈ HK$12,024/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,554
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,727
−HK$176/mo
Today · 4.125%
HK$5,903
baseline
▲ 0.50% · 4.625%
HK$6,262
+HK$359/mo
Deposit HK$656K · loan HK$1.22M · min. income ≈ HK$11,806/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,179
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,345
−HK$168/mo
Today · 4.125%
HK$6,513
baseline
▲ 0.50% · 4.625%
HK$6,856
+HK$343/mo
Deposit HK$656K · loan HK$1.22M · min. income ≈ HK$13,026/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,982
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,168
−HK$189/mo
Today · 4.125%
HK$6,357
baseline
▲ 0.50% · 4.625%
HK$6,743
+HK$386/mo
Deposit HK$562K · loan HK$1.31M · min. income ≈ HK$12,714/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,654
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,833
−HK$181/mo
Today · 4.125%
HK$7,014
baseline
▲ 0.50% · 4.625%
HK$7,384
+HK$370/mo
Deposit HK$562K · loan HK$1.31M · min. income ≈ HK$14,028/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,409
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,608
−HK$203/mo
Today · 4.125%
HK$6,811
baseline
▲ 0.50% · 4.625%
HK$7,225
+HK$414/mo
Deposit HK$468K · loan HK$1.41M · min. income ≈ HK$13,622/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,130
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,321
−HK$194/mo
Today · 4.125%
HK$7,515
baseline
▲ 0.50% · 4.625%
HK$7,911
+HK$396/mo
Deposit HK$468K · loan HK$1.41M · min. income ≈ HK$15,030/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,836
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,049
−HK$216/mo
Today · 4.125%
HK$7,265
baseline
▲ 0.50% · 4.625%
HK$7,707
+HK$442/mo
Deposit HK$375K · loan HK$1.50M · min. income ≈ HK$14,530/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,605
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,809
−HK$207/mo
Today · 4.125%
HK$8,016
baseline
▲ 0.50% · 4.625%
HK$8,439
+HK$423/mo
Deposit HK$375K · loan HK$1.50M · min. income ≈ HK$16,032/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,263
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,489
−HK$230/mo
Today · 4.125%
HK$7,719
baseline
▲ 0.50% · 4.625%
HK$8,189
+HK$470/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$15,438/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,080
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,297
−HK$220/mo
Today · 4.125%
HK$8,517
baseline
▲ 0.50% · 4.625%
HK$8,966
+HK$449/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$17,034/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,691
−HK$482/mo
▼ 0.25% · 3.875%
HK$7,930
−HK$243/mo
Today · 4.125%
HK$8,173
baseline
▲ 0.50% · 4.625%
HK$8,670
+HK$497/mo
Deposit HK$187K · loan HK$1.69M · min. income ≈ HK$16,346/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,556
−HK$462/mo
▼ 0.25% · 3.875%
HK$8,785
−HK$233/mo
Today · 4.125%
HK$9,018
baseline
▲ 0.50% · 4.625%
HK$9,493
+HK$475/mo
Deposit HK$187K · loan HK$1.69M · min. income ≈ HK$18,036/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).