▼ 0.50% · 3.625%
HK$3,879
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,999
−HK$123/mo
Today · 4.125%
HK$4,122
baseline
▲ 0.50% · 4.625%
HK$4,373
+HK$251/mo
Deposit HK$851K · loan HK$851K · min. income ≈ HK$8,244/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,315
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,431
−HK$117/mo
Today · 4.125%
HK$4,548
baseline
▲ 0.50% · 4.625%
HK$4,788
+HK$240/mo
Deposit HK$851K · loan HK$851K · min. income ≈ HK$9,096/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,267
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,399
−HK$135/mo
Today · 4.125%
HK$4,534
baseline
▲ 0.50% · 4.625%
HK$4,810
+HK$276/mo
Deposit HK$765K · loan HK$936K · min. income ≈ HK$9,068/mo (50% DSR)
Upfront cash ≈ HK$766K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,747
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,874
−HK$129/mo
Today · 4.125%
HK$5,003
baseline
▲ 0.50% · 4.625%
HK$5,267
+HK$264/mo
Deposit HK$765K · loan HK$936K · min. income ≈ HK$10,006/mo (50% DSR)
Upfront cash ≈ HK$766K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,655
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,799
−HK$147/mo
Today · 4.125%
HK$4,946
baseline
▲ 0.50% · 4.625%
HK$5,247
+HK$301/mo
Deposit HK$680K · loan HK$1.02M · min. income ≈ HK$9,892/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,178
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,317
−HK$141/mo
Today · 4.125%
HK$5,458
baseline
▲ 0.50% · 4.625%
HK$5,746
+HK$288/mo
Deposit HK$680K · loan HK$1.02M · min. income ≈ HK$10,916/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,042
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,199
−HK$160/mo
Today · 4.125%
HK$5,359
baseline
▲ 0.50% · 4.625%
HK$5,685
+HK$326/mo
Deposit HK$595K · loan HK$1.11M · min. income ≈ HK$10,718/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,610
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,760
−HK$153/mo
Today · 4.125%
HK$5,913
baseline
▲ 0.50% · 4.625%
HK$6,224
+HK$311/mo
Deposit HK$595K · loan HK$1.11M · min. income ≈ HK$11,826/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,430
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,599
−HK$172/mo
Today · 4.125%
HK$5,771
baseline
▲ 0.50% · 4.625%
HK$6,122
+HK$351/mo
Deposit HK$510K · loan HK$1.19M · min. income ≈ HK$11,542/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,041
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,203
−HK$165/mo
Today · 4.125%
HK$6,368
baseline
▲ 0.50% · 4.625%
HK$6,703
+HK$335/mo
Deposit HK$510K · loan HK$1.19M · min. income ≈ HK$12,736/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,818
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,999
−HK$184/mo
Today · 4.125%
HK$6,183
baseline
▲ 0.50% · 4.625%
HK$6,559
+HK$376/mo
Deposit HK$425K · loan HK$1.28M · min. income ≈ HK$12,366/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,473
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,646
−HK$176/mo
Today · 4.125%
HK$6,822
baseline
▲ 0.50% · 4.625%
HK$7,182
+HK$360/mo
Deposit HK$425K · loan HK$1.28M · min. income ≈ HK$13,644/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,206
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,399
−HK$196/mo
Today · 4.125%
HK$6,595
baseline
▲ 0.50% · 4.625%
HK$6,997
+HK$402/mo
Deposit HK$340K · loan HK$1.36M · min. income ≈ HK$13,190/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,904
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,089
−HK$188/mo
Today · 4.125%
HK$7,277
baseline
▲ 0.50% · 4.625%
HK$7,661
+HK$384/mo
Deposit HK$340K · loan HK$1.36M · min. income ≈ HK$14,554/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,594
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,799
−HK$209/mo
Today · 4.125%
HK$7,008
baseline
▲ 0.50% · 4.625%
HK$7,434
+HK$426/mo
Deposit HK$255K · loan HK$1.45M · min. income ≈ HK$14,016/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,336
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,532
−HK$200/mo
Today · 4.125%
HK$7,732
baseline
▲ 0.50% · 4.625%
HK$8,140
+HK$408/mo
Deposit HK$255K · loan HK$1.45M · min. income ≈ HK$15,464/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,982
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,199
−HK$221/mo
Today · 4.125%
HK$7,420
baseline
▲ 0.50% · 4.625%
HK$7,871
+HK$451/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$14,840/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,767
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,976
−HK$211/mo
Today · 4.125%
HK$8,187
baseline
▲ 0.50% · 4.625%
HK$8,618
+HK$431/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$16,374/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).