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At today's rate and a 90% mortgage, the deposit on this unit is about HK$244K, with repayments around HK$10,663/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$244K · loan HK$2.20M · min. income ≈ HK$21,326/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-On Ting Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- D
- Saleable Area
- 238 Saleable ft²
- Gross Area
- 333 ft²
- Efficiency
- 71%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-15 | HK$2.90M | −5.8% 0.3y |
| 2020-06-12 | HK$3.08M | +76.0% 6.3y · 12.0%/yr |
| 2014-02-19 | HK$1.75M | +113.4% |
| 2010-08-20 | HK$820K | +43.9% |
| 2009-06-29 | HK$570K | −6.6% |
| 1999-02-12 | HK$610K | +10.9% |
| 1995-10-30 | HK$550K | — |